State credit union · los angeles, California · NCUA charter #63589
JACOM
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $55.0M
- Total assets
- 7,795
- Members
- 16.3%
- Net-worth ratio
JACOM scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $55.0M; members 7,795; net-worth ratio 16.34%; health rank #3,520 of 4,374; healthier than 18th of scored peers.
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#3,520 of 4,374 health · 2025Q4JACOM · health 71/100 · $55.0M · 2025Q4
Call Report peers
JACOM in the assets neighbourhood
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JACOM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); JACOM sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where JACOM diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 16.34% vs peer 13.62% (+2.72 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -18.78 pp (43.82% vs 62.60%).
Where JACOM sits in California
- In California, health place is #205 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #181 of 243.
- Member book place in California: #135 of 243.
- One place up in California, ALTAONE (#204) scores 72/100, 1 point higher; one place down, Inland Valley (#206) ties at 71/100.
How JACOM's 5300 filing moved
JACOM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $55.0M (2025Q4) to $54.9M (2026Q1).
- Net-worth ratio shifted -0.03 pp (16.37% → 16.34%).
16.34% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 71/100 score is built
JACOM gives up 29 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 10.2 pts
JACOM health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.34% | +2.72 pp |
| Delinquency Rate | 0.10% | -0.86 pp |
| Return on Assets | -0.94% | -1.60 pp |
| Member Growth | -1.76% | - |
| Loan-to-Share Ratio | 43.82% | -18.78 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - JACOM
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $54.9M | - |
| 2025Q4 | $55.0M | 7,795 |
| 2024Q4 | $55.3M | 7,935 |
| 2023Q4 | $60.6M | 8,131 |
Credit Union Details
- Charter Number
- 63589
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- California
- City
- los angeles
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, JACOM runs one office.
| Office | City |
|---|---|
| los angeles (Main Office) | los angeles, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- JACOM ranks #3,520 of 4,374 nationally on financial health and #205 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Huntington Beach is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Huntington Beach
Frequently Asked Questions
Is JACOM financially healthy?
On its 2025Q4 NCUA 5300 filing, JACOM scores 71/100 (Very Good), with a 16.34% net worth ratio and 0.10% of loans delinquent. It ranks #3,520 of 4,374 nationally on health and #205 of 243 in California.
How does JACOM compare to other credit unions?
JACOM scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (16.34% vs 13.62%). Its widest shortfall is loan-to-share ratio (43.82% vs 62.60%).
How can I join JACOM?
Membership eligibility for JACOM depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact JACOM directly for current membership requirements and application steps.
Is my money safe at JACOM?
JACOM is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. JACOM's net worth ratio of 16.34% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.