Federal credit union · Toledo, Ohio · NCUA charter #3720
Toledo Police
Health score 58/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 58
- Health / 100
- $55.0M
- Total assets
- 3,152
- Members
- 9.3%
- Net-worth ratio
Toledo Police scores 58/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $55.0M; members 3,152; net-worth ratio 9.35%; health rank #4,118 of 4,374; healthier than 6th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,118 of 4,374 health · 2025Q4Toledo Police · health 58/100 · $55.0M · 2025Q4
Call Report peers
Toledo Police in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Toledo Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Toledo Police sits in 55-59 with 115 others.
58 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Toledo Police vs $50M–$100M peers
- Loan-to-Share Ratio trails the peer set - 41.71% here, 62.60% peer average (-20.89 pp).
Toledo Police in Ohio
- Ohio health ordinal: #181 of 196.
- Assets rank #105 of 196 inside Ohio ($55.0M reported).
- Member book place in Ohio: #127 of 196.
- One place up in Ohio, CHAMPION (#180) scores 59/100, 1 point higher; one place down, L. E. O. (#182) scores 56/100, 2 points lower.
Toledo Police: 2025Q4 → 2026Q1
Toledo Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.1% from $55.0M (2025Q4) to $56.7M (2026Q1).
- Net-worth ratio shifted -0.15 pp (9.50% → 9.35%).
9.35% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 58/100 score is built
Toledo Police gives up 42 points in total. Delinquency Rate costs the most, 23.8 of its 25; Net Worth Ratio loses the least, 1.6.
- Net Worth Ratio 28.4 pts
- Delinquency Rate 1.2 pts
- Return on Assets 9.7 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 9.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.35% | -4.27 pp |
| Delinquency Rate | 3.80% | +2.84 pp |
| Return on Assets | 0.15% | -0.51 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 41.71% | -20.89 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $56.7M | - |
| 2025Q4 | $55.0M | 3,152 |
| 2024Q4 | $52.3M | 3,156 |
| 2023Q4 | $52.4M | 3,210 |
Credit Union Details
- Charter Number
- 3720
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- Toledo
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Toledo Police runs 2 offices.
| Office | City |
|---|---|
| Reynolds (Main Office) | Toledo, OH |
| Downtown | Toledo, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near Toledo Police
Similar total assets
Similar health score
Using this data
- Toledo Police ranks #4,118 of 4,374 nationally on financial health and #181 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Wayne County Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Wayne County Community
Frequently Asked Questions
Is Toledo Police financially healthy?
On its 2025Q4 NCUA 5300 filing, Toledo Police scores 58/100 (Fair), with a 9.35% net worth ratio and 3.80% of loans delinquent. It ranks #4,118 of 4,374 nationally on health and #181 of 196 in Ohio.
How does Toledo Police compare to other credit unions?
Toledo Police scores 58/100, higher than 6% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (41.71% vs 62.60%).
How can I join Toledo Police?
Toledo Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Toledo Police directly to confirm current membership steps.
Is my money safe at Toledo Police?
Toledo Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Toledo Police's net worth ratio of 9.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.