State credit union · Newport News, Virginia · NCUA charter #66970
Newport News Mun. Emp Credit Union
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $54.8M
- Total assets
- 3,938
- Members
- 9.9%
- Net-worth ratio
Newport News Mun. Emp Credit Union scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $54.8M; members 3,938; net-worth ratio 9.89%; health rank #3,355 of 4,374; healthier than 23rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,355 of 4,374 health · 2025Q4Newport News Mun. Emp · health 74/100 · $54.8M · 2025Q4
Call Report peers
Newport News Mun. Emp Credit Union in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Newport News Mun. Emp Credit Union vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Newport News Mun. Emp Credit Union sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Newport News Mun. Emp Credit Union: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 1.43% vs peer 0.66% (+0.78 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.64 pp (49.96% vs 62.60%).
Virginia standing for Newport News Mun. Emp Credit Union
- Virginia health ordinal: #65 of 95.
- By total assets, Newport News Mun. Emp Credit Union is #58 of 95 in Virginia.
- Member book place in Virginia: #58 of 95.
- One place up in Virginia, Credit Union of Richmond Incorporat (#64) scores 75/100, 1 point higher; one place down, Virginia State University (#66) scores 73/100, 1 point lower.
Quarter path for Newport News Mun. Emp Credit Union
Newport News Mun. Emp Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $54.8M (2025Q4) to $55.2M (2026Q1).
- Net-worth ratio shifted +0.30 pp (9.59% → 9.89%).
9.89% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Newport News Mun. Emp Credit Union gives up 26 points in total. Member Growth costs the most, 11.1 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 29.7 pts
- Delinquency Rate 14.6 pts
- Return on Assets 15.0 pts
- Member Growth 3.9 pts
- Loan-to-Share Ratio 10.8 pts
Newport News Mun. Emp health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.89% | -3.73 pp |
| Delinquency Rate | 1.72% | +0.75 pp |
| Return on Assets | 1.43% | +0.78 pp |
| Member Growth | -2.84% | - |
| Loan-to-Share Ratio | 49.96% | -12.64 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Newport News Mun. Emp Credit Union
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.2M | - |
| 2025Q4 | $54.8M | 3,938 |
| 2024Q4 | $52.1M | 4,053 |
| 2023Q4 | $51.9M | 4,244 |
Credit Union Details
- Charter Number
- 66970
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Virginia
- City
- Newport News
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Newport News Mun. Emp Credit Union runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| NNMECU (Main Office) | Newport News, VA |
| Integrasys | Frisco, TX |
| CO-OP Shared Branching web site | Newport News, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
- HOPEWELL CHEMICALHopewell, VA · $50M–$100M89Health
- LOUDOUN CREDIT UNIONLeesburg, VA · $50M–$100M71Health
- CREDIT UNION OF RICHMOND INCORPORATRichmond, VA · $50M–$100M75Health
- NORTHERN STAR CREDIT UNION, INC.Portsmouth, VA · $50M–$100M81Health
- VIRGINIA EDUCATORS CREDIT UNIONNewport News, VA · $50M–$100M77Health
Compare Newport News Mun. Emp Credit Union vs HOPEWELL CHEMICAL
Other-state peers near Newport News Mun. Emp Credit Union
Using this data
- Newport News Mun. Emp Credit Union ranks #3,355 of 4,374 nationally on financial health and #65 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Hopewell Chemical is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Hopewell Chemical
Frequently Asked Questions
Is Newport News Mun. Emp Credit Union financially healthy?
Newport News Mun. Emp Credit Union has a financial health score of 74/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,355 of 4,374 nationally on health and #65 of 95 in Virginia. Its net worth ratio is 9.89% and its delinquency rate 1.72%.
How does Newport News Mun. Emp Credit Union compare to other credit unions?
Newport News Mun. Emp Credit Union scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is return on assets (1.43% vs 0.66%). Its widest shortfall is loan-to-share ratio (49.96% vs 62.60%).
How can I join Newport News Mun. Emp Credit Union?
Membership eligibility for Newport News Mun. Emp Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Newport News Mun. Emp Credit Union directly for current membership requirements and application steps.
Is my money safe at Newport News Mun. Emp Credit Union?
Newport News Mun. Emp Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Newport News Mun. Emp Credit Union's net worth ratio of 9.89% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.