State credit union · Dubuque, Iowa · NCUA charter #64049
Dupaco Community
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $3.59B
- Total assets
- 179,112
- Members
- 12.7%
- Net-worth ratio
Dupaco Community scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.59B; members 179,112; net-worth ratio 12.65%; health rank #171 of 4,374; healthier than 95th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#171 of 4,374 health · 2025Q4Dupaco Community · health 97/100 · $3.59B · 2025Q4
Call Report peers
Dupaco Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dupaco Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dupaco Community sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Dupaco Community diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 85.44% here, 83.90% peer average (+1.54 pp).
Where Dupaco Community sits in Iowa
- Iowa health ordinal: #2 of 66.
- Iowa assets place: #3 of 66.
- Member book place in Iowa: #3 of 66.
- One place up in Iowa, Du Pont Employees (#1) scores 99/100, 2 points higher; one place down, METCO (#3) scores 96/100, 1 point lower.
Dupaco Community Call Report trajectory
Dupaco Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $3.59B (2025Q4) to $3.63B (2026Q1).
- Net-worth ratio shifted +0.20 pp (12.45% → 12.65%).
This credit union's 12.65% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
Dupaco Community gives up 3 points in total. Delinquency Rate costs the most, 2.5 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 14.5 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Dupaco Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.65% | +1.47 pp |
| Delinquency Rate | 0.75% | -0.13 pp |
| Return on Assets | 0.82% | +0.31 pp |
| Member Growth | 4.56% | - |
| Loan-to-Share Ratio | 85.44% | +1.54 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Dupaco Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.63B | - |
| 2025Q4 | $3.59B | 179,112 |
| 2024Q4 | $3.44B | 171,305 |
| 2023Q4 | $3.27B | 163,694 |
Credit Union Details
- Charter Number
- 64049
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Iowa
- City
- Dubuque
- Data Quarter
- 2025Q4
Branch Locations (23)
Dupaco Community operates 23 offices across 15 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dupaco Operations Center (Main Office) | Dubuque, IA |
| Carroll | Carroll, IA |
| Cedar Falls Learning Lab | Cedar Falls, IA |
| Cedar Rapids Williams | Cedar Rapids, IA |
| Cedar Rapids 1st Avenue | Cedar Rapids, IA |
| Cedar Rapids Edgewood | Cedar Rapids, IA |
| Coralville | Coralville, IA |
| JFK | Dubuque, IA |
| Sycamore | Dubuque, IA |
| Key West | Dubuque, IA |
| Pennsylvania | Dubuque, IA |
| Dyersville | Dyersville, IA |
| Galena | Galena, IL |
| Grimes | Grimes, IA |
| Madison E Washington Ave | Madison, WI |
| Madison Mineral Point Rd | Madison, WI |
| Manchester | Manchester, IA |
| Marion | Marion, IA |
| Peosta | Peosta, IA |
| Platteville | Platteville, WI |
| Waterloo Mullan | Waterloo, IA |
| San Marnan | Waterloo, IA |
| Waukee Learning Lab | Waukee, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Dupaco Community
Using this data
- Dupaco Community ranks #171 of 4,374 nationally on financial health and #2 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Collins Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Collins Community
Frequently Asked Questions
Is Dupaco Community financially healthy?
Dupaco Community has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #171 of 4,374 nationally on health and #2 of 66 in Iowa. Its net worth ratio is 12.65% and its delinquency rate 0.75%.
How does Dupaco Community compare to other credit unions?
Dupaco Community scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (85.44% vs 83.90%).
How can I join Dupaco Community?
Membership eligibility for Dupaco Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dupaco Community directly for current membership requirements and application steps.
Is my money safe at Dupaco Community?
Dupaco Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dupaco Community's net worth ratio of 12.65% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.