Federal credit union · Sand Springs, Oklahoma · NCUA charter #24613

Green Country

Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

63
Health / 100
$127.0M
Total assets
9,411
Members
9.0%
Net-worth ratio
C Letter grade on the five-factor composite

Green Country scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $127.0M; members 9,411; net-worth ratio 8.96%; health rank #3,958 of 4,374; healthier than 9th of scored peers.

NCUA 5300 Call Report masthead

NCUA 5300 Call Report Masthead

#3,958 of 4,374 health · 2025Q4

Green Country · health 63/100 · $127.0M · 2025Q4

  • CHARTER 63/100
  • NCUSIF 9.0%
  • CAMELS 6.56%
  • HEALTH 0.53%
  • NW $127.0M
  • DELQ 9,411
  • ROA #3,958/4,374
  • ASSETS LESCO
  • MEM 24613

Green Country in the assets neighbourhood

Baptist Health South Florida$127.2MSUN$127.2MLESCO$127.1MGreen Country (this)$127.0MChoice One Community$126.9MF a a$126.8M
Nearest other-state credit unions by total assets (NCUA 5300)

Green Country's $127.0M assets sit next to LESCO ($127.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Green Country vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

63 9th percentile higher than 9% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Green Country - Share Insurance Coverage

Charter #24613's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.

NCUSIF coverage gauge for Green Country Share insurance under NCUSIF covers up to $250,000 per share owner. Green Country holds approximately $117.8M in member shares. Composite CAMELS rating bracket 2 (Satisfactory). Risk-based capital ratio 9.0 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 2 · Satisfactory RBC ratio 9.0% · $117.8M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Green Country vs $100M–$500M peers

  • Widest shortfall vs peers is Delinquency Rate: +5.67 pp (6.56% vs 0.89%).

Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Where Green Country sits in Oklahoma

  • Health composite ranks #46 of 53 among scored Oklahoma credit unions.
  • By total assets, Green Country is #24 of 53 in Oklahoma.
  • Membership ranks #24 of 53 among Oklahoma CUs with a reported count (9,411 members).

In-state ordinals use the live credit_unions table for OK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Green Country: 2025Q4 → 2026Q1

Green Country: total assets by quarter

4 Call Report filings on this page's own vintage chain

120,000,000130,000,000140,000,000150,000,000 2023Q42024Q42025Q42026Q1 147,740,314 129,365,947 ▼ -12.4%
  • Assets moved +1.9% from $127.0M (2025Q4) to $129.4M (2026Q1).
  • Net-worth ratio shifted -0.26 pp (9.22% → 8.96%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 59.7%

8.96% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 63/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 63.

  • Net Worth Ratio 27.4 pts
  • Delinquency Rate 0.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 5.7 pts
  • Loan-to-Share Ratio 14.9 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 8.96% -3.15 pp
Delinquency Rate 6.56% +5.67 pp
Return on Assets 0.53% -0.10 pp
Member Growth -1.86% -
Loan-to-Share Ratio 71.02% -1.18 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).

Historical Financials

Quarter Assets Members
2026Q1 $129.4M -
2025Q4 $127.0M 9,411
2024Q4 $137.8M 9,589
2023Q4 $147.7M 9,711

Credit Union Details

Charter Number
24613
Type
Federal
Field of Membership
Community
Peer Group
$100M–$500M
State
Oklahoma
City
Sand Springs
Data Quarter
2025Q4

Branch Locations (3)

Per its most recent NCUA branch filing, Green Country runs 3 offices in 3 different cities.

Office City
Green Country FCU (Main Office) Sand Springs, OK
Coweta Strip Center Coweta, OK
Green Country FCU sand springs, OK

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Oklahoma

Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.

Compare Green Country vs SOUTHWEST OKLAHOMA

Other-state peers near Green Country

Green Country's nationwide photo peers by assets and by health score, excluding Oklahoma charters.

Using this data

  • Green Country ranks #3,958 of 4,374 nationally on financial health and #46 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Southwest Oklahoma is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southwest Oklahoma
  • Rates and health both vary by institution, not just by state -- see how Oklahoma credit unions compare overall before assuming this one is typical. Oklahoma state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Green Country financially healthy?

Green Country has a financial health score of 63/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,958 of 4,374; by total assets it ranks #1,629 of 4,374 nationally (same basis as /rankings/largest); and #24 of 53 within Oklahoma. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 8.96% and delinquency rate of 6.56%.

How does Green Country compare to other credit unions?

On PlainCU's health composite, Green Country lands at 63/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Green Country?

Green Country operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Green Country directly for the exact boundaries and application steps.

Is my money safe at Green Country?

Federal credit unions like Green Country are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Green Country's net worth ratio of 8.96% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Green Country offer compared to banks?

Credit unions like Green Country are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Green Country directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Green Country. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.