Federal credit union · RALEIGH, North Carolina · NCUA charter #24140
North Carolina Press Association
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $11.1M
- Total assets
- 1,301
- Members
- 18.9%
- Net-worth ratio
North Carolina Press Association scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.1M; members 1,301; net-worth ratio 18.86%; health rank #3,939 of 4,374; healthier than 9th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,939 of 4,374 health · 2025Q4North Carolina Press Associ… · health 63/100 · $11.1M · 2025Q4
Call Report peers
North Carolina Press Association in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
North Carolina Press Association vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); North Carolina Press Association sits in 60-64 with 179 others.
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
North Carolina Press Association: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +4.00 pp (18.86% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -31.79 pp (28.01% vs 59.80%).
North Carolina standing for North Carolina Press Association
- In North Carolina, health place is #50 of 57 on the same NCUA-ratio sort used nationally.
- By total assets, North Carolina Press Association is #51 of 57 in North Carolina.
- Member book place in North Carolina: #53 of 57.
- One place up in North Carolina, GREENSBORO (#49) ties at 63/100; one place down, Latino Community (#51) scores 62/100, 1 point lower.
How North Carolina Press Association's 5300 filing moved
North Carolina Press Association: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.2% from $11.1M (2025Q4) to $11.6M (2026Q1).
- Net-worth ratio shifted -0.55 pp (19.41% → 18.86%).
At 18.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 63/100 score is built
North Carolina Press Association gives up 37 points in total. Delinquency Rate costs the most, 23.7 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 1.3 pts
- Return on Assets 15.0 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 8.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.86% | +4.00 pp |
| Delinquency Rate | 3.79% | +2.65 pp |
| Return on Assets | 2.40% | +1.69 pp |
| Member Growth | -0.54% | - |
| Loan-to-Share Ratio | 28.01% | -31.79 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - North Carolina Press Association
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.6M | - |
| 2025Q4 | $11.1M | 1,301 |
| 2024Q4 | $9.6M | 1,308 |
| 2023Q4 | $9.6M | 1,337 |
Credit Union Details
- Charter Number
- 24140
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- North Carolina
- City
- RALEIGH
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, North Carolina Press Association runs one office.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Raleigh, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
Other federally-insured credit unions in North Carolina, closest first by peer group and asset size.
- INTERNAL REVENUE EMPLOYEESGREENSBORO, NC · $10M–$50M82Health
- GREATER KINSTONKINSTON, NC · $10M–$50M75Health
- TCPRURAL HALL, NC · $10M–$50M80Health
- LITHIUMBESSEMER CITY, NC · $10M–$50M75Health
- GREENSBOROGREENSBORO, NC · $10M–$50M63Health
Compare North Carolina Press Association vs INTERNAL REVENUE EMPLOYEES
Cross-state Call Report peers for North Carolina Press Associ…
Using this data
- North Carolina Press Association ranks #3,939 of 4,374 nationally on financial health and #50 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Internal Revenue Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Internal Revenue Employees
Frequently Asked Questions
Is North Carolina Press Association financially healthy?
On its 2025Q4 NCUA 5300 filing, North Carolina Press Association scores 63/100 (Good), with a 18.86% net worth ratio and 3.79% of loans delinquent. It ranks #3,939 of 4,374 nationally on health and #50 of 57 in North Carolina.
How does North Carolina Press Association compare to other credit unions?
North Carolina Press Association scores 63/100, higher than 9% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.86% vs 14.86%). Its widest shortfall is loan-to-share ratio (28.01% vs 59.80%).
How can I join North Carolina Press Association?
North Carolina Press Association serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact North Carolina Press Association directly for the current list of qualifying groups.
Is my money safe at North Carolina Press Association?
North Carolina Press Association is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. North Carolina Press Association's net worth ratio of 18.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.