Federal credit union · PAINESVILLE, Ohio · NCUA charter #13115
Fasson Employees
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $13.6M
- Total assets
- 1,306
- Members
- 20.6%
- Net-worth ratio
Fasson Employees scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.6M; members 1,306; net-worth ratio 20.61%; health rank #2,687 of 4,374; healthier than 36th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,687 of 4,374 health · 2025Q4Fasson Employees · health 80/100 · $13.6M · 2025Q4
- NW 80/100
- DELQ 20.6%
- ROA 1.01%
- ASSETS 0.38%
- MEM $13.6M
- RANK 1,306
- PHOTO #2,687/4,374
- BOOK Peoria Postal Employees
- CHARTER 13115
Call Report peers
Fasson Employees in the assets neighbourhood
Fasson Employees's $13.6M assets sit next to Peoria Postal Employees ($13.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fasson Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fasson Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #13115. See our deposit-insurance coverage note.
Where Fasson Employees diverges from peer averages
- Net Worth Ratio leads the peer set - 20.61% here, 14.86% peer average (+5.75 pp).
- Largest lag: Loan-to-Share Ratio at 50.05% vs peer 59.80% (-9.75 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio standing for Fasson Employees
- Ohio health ordinal: #119 of 196.
- By total assets, Fasson Employees is #159 of 196 in Ohio.
- Ohio membership ordinal: #162 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Fasson Employees
Fasson Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.7% from $13.6M (2025Q4) to $13.9M (2026Q1).
- Net-worth ratio shifted -0.32 pp (20.93% → 20.61%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 20.61%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.9 pts
- Return on Assets 13.1 pts
- Member Growth 6.4 pts
- Loan-to-Share Ratio 10.6 pts
Call Report ratios for Fasson Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.61% | +5.75 pp |
| Delinquency Rate | 1.01% | -0.14 pp |
| Return on Assets | 0.38% | -0.33 pp |
| Member Growth | -1.43% | - |
| Loan-to-Share Ratio | 50.05% | -9.75 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Fasson Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.9M | - |
| 2025Q4 | $13.6M | 1,306 |
| 2024Q4 | $12.9M | 1,325 |
| 2023Q4 | $14.2M | 1,357 |
Credit Union Details
- Charter Number
- 13115
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- PAINESVILLE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Fasson Employees runs one office.
| Office | City |
|---|---|
| Main (Main Office) | Painesville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Fasson Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Fasson Employees, both outside Ohio so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($13.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Fasson Employees ranks #2,687 of 4,374 nationally on financial health and #119 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACME is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACME
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Fasson Employees financially healthy?
Fasson Employees has a financial health score of 80/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,687 of 4,374; by total assets it ranks #3,385 of 4,374 nationally (same basis as /rankings/largest); and #159 of 196 within Ohio. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 20.61% and delinquency rate of 1.01%.
How does Fasson Employees compare to other credit unions?
PlainCU's health composite puts Fasson Employees at 80/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Fasson Employees?
Fasson Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fasson Employees directly for the exact boundaries and application steps.
Is my money safe at Fasson Employees?
Federal credit unions like Fasson Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fasson Employees's net worth ratio of 20.61% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Fasson Employees offer compared to banks?
Credit unions like Fasson Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Fasson Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.