Federal credit union · Brewster, Ohio · NCUA charter #11445
BREWSTER
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $32.8M
- Total assets
- 2,834
- Members
- 18.1%
- Net-worth ratio
BREWSTER scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $32.8M; members 2,834; net-worth ratio 18.08%; health rank #1,199 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,199 of 4,374 health · 2025Q4BREWSTER · health 89/100 · $32.8M · 2025Q4
Call Report peers
BREWSTER in the assets neighbourhood
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BREWSTER vs every NCUA-scored credit union
BREWSTER sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for BREWSTER
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +3.22 pp (18.08% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -2.40 pp (57.40% vs 59.80%).
Where BREWSTER sits in Ohio
- Ohio health ordinal: #50 of 196.
- Assets rank #127 of 196 inside Ohio ($32.8M reported).
- Membership ranks #132 of 196 among Ohio CUs with a reported count (2,834 members).
- One place up in Ohio, TRUECORE (#49) scores 90/100, 1 point higher; one place down, SUMMIT (#51) ties at 89/100.
BREWSTER: 2025Q4 → 2026Q1
BREWSTER: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $32.8M (2025Q4) to $32.5M (2026Q1).
- Net-worth ratio shifted +0.78 pp (17.30% → 18.08%).
This credit union's 18.08% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
BREWSTER gives up 11 points in total. Member Growth costs the most, 7.4 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 15.0 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 11.9 pts
Call Report ratios for BREWSTER
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.08% | +3.22 pp |
| Delinquency Rate | 0.55% | -0.59 pp |
| Return on Assets | 2.27% | +1.56 pp |
| Member Growth | -0.77% | - |
| Loan-to-Share Ratio | 57.40% | -2.40 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - BREWSTER
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $32.5M | - |
| 2025Q4 | $32.8M | 2,834 |
| 2024Q4 | $30.9M | 2,856 |
| 2023Q4 | $31.3M | 2,927 |
Credit Union Details
- Charter Number
- 11445
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Brewster
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for BREWSTER, spread across 2 cities.
| Office | City |
|---|---|
| BREWSTER FEDERAL CREDIT UNION (Main Office) | Brewster, OH |
| BREWSTER FEDERAL CREDIT UNION | Brewster, OH |
| BREWSTER FEDERAL CREDIT UNION | BREWSTER, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- BREWSTER ranks #1,199 of 4,374 nationally on financial health and #50 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cincinnati Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cincinnati Employees
Frequently Asked Questions
Is BREWSTER financially healthy?
On its 2025Q4 NCUA 5300 filing, BREWSTER scores 89/100 (Excellent), with a 18.08% net worth ratio and 0.55% of loans delinquent. It ranks #1,199 of 4,374 nationally on health and #50 of 196 in Ohio.
How does BREWSTER compare to other credit unions?
BREWSTER scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.08% vs 14.86%). Its widest shortfall is loan-to-share ratio (57.40% vs 59.80%).
How can I join BREWSTER?
BREWSTER operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BREWSTER directly for the exact boundaries and application steps.
Is my money safe at BREWSTER?
BREWSTER is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BREWSTER's net worth ratio of 18.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.