Federal credit union · FRESNO, California · NCUA charter #4163
Fresno Grangers
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $26.7M
- Total assets
- 589
- Members
- 23.1%
- Net-worth ratio
Fresno Grangers scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $26.7M; members 589; net-worth ratio 23.11%; health rank #1,028 of 4,374; healthier than 73rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,028 of 4,374 health · 2025Q4Fresno Grangers · health 90/100 · $26.7M · 2025Q4
Call Report peers
Fresno Grangers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fresno Grangers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fresno Grangers sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Fresno Grangers
- Loan-to-Share Ratio leads the peer set - 74.35% here, 59.80% peer average (+14.55 pp).
California standing for Fresno Grangers
- In California, health place is #65 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #210 of 243 inside California ($26.7M reported).
- Member book place in California: #230 of 243.
- One place up in California, Long Beach Firemen S (#64) ties at 90/100; one place down, LOGIX (#66) ties at 90/100.
Quarter path for Fresno Grangers
Fresno Grangers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $26.7M (2025Q4) to $27.0M (2026Q1).
- Net-worth ratio shifted +0.20 pp (22.91% → 23.11%).
At 23.11%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Fresno Grangers gives up 10 points in total. Member Growth costs the most, 10.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.8 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.11% | +8.25 pp |
| Delinquency Rate | 0.00% | -1.14 pp |
| Return on Assets | 1.06% | +0.35 pp |
| Member Growth | -2.32% | - |
| Loan-to-Share Ratio | 74.35% | +14.55 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Fresno Grangers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.0M | - |
| 2025Q4 | $26.7M | 589 |
| 2024Q4 | $27.7M | 603 |
| 2023Q4 | $28.5M | 629 |
Credit Union Details
- Charter Number
- 4163
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- California
- City
- FRESNO
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Fresno Grangers.
| Office | City |
|---|---|
| Fresno Grangers Federal Credit Union (Main Office) | Fresno, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near Fresno Grangers
Similar total assets
Using this data
- Fresno Grangers ranks #1,028 of 4,374 nationally on financial health and #65 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MATTEL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MATTEL
Frequently Asked Questions
Is Fresno Grangers financially healthy?
Fresno Grangers has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,028 of 4,374 nationally on health and #65 of 243 in California. Its net worth ratio is 23.11% and its delinquency rate 0.00%.
How does Fresno Grangers compare to other credit unions?
Fresno Grangers scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (74.35% vs 59.80%).
How can I join Fresno Grangers?
Fresno Grangers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fresno Grangers directly for the exact boundaries and application steps.
Is my money safe at Fresno Grangers?
Fresno Grangers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fresno Grangers's net worth ratio of 23.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.