Federal credit union · Cincinnati, Ohio · NCUA charter #7088
Cincinnati Interagency
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $31.1M
- Total assets
- 2,035
- Members
- 17.6%
- Net-worth ratio
Cincinnati Interagency scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $31.1M; members 2,035; net-worth ratio 17.58%; health rank #2,392 of 4,374; healthier than 43rd of scored peers.
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NCUA 5300 Call Report Masthead
#2,392 of 4,374 health · 2025Q4Cincinnati Interagency · health 82/100 · $31.1M · 2025Q4
Call Report peers
Cincinnati Interagency in the assets neighbourhood
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Cincinnati Interagency vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Cincinnati Interagency sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Cincinnati Interagency vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +2.72 pp (17.58% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 51.97% vs peer 59.80% (-7.83 pp).
Cincinnati Interagency: in-state Call Report ranks
- Ohio health ordinal: #106 of 196.
- Assets rank #130 of 196 inside Ohio ($31.1M reported).
- Membership ranks #147 of 196 among Ohio CUs with a reported count (2,035 members).
- One place up in Ohio, All Saints (#105) ties at 82/100; one place down, Softite Community (#107) ties at 82/100.
Cincinnati Interagency Call Report trajectory
Cincinnati Interagency: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $31.1M (2025Q4) to $31.0M (2026Q1).
- Net-worth ratio shifted +0.51 pp (17.07% → 17.58%).
At 17.58%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Cincinnati Interagency gives up 18 points in total. Member Growth costs the most, 11.2 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.8 pts
- Loan-to-Share Ratio 11.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.58% | +2.72 pp |
| Delinquency Rate | 0.80% | -0.35 pp |
| Return on Assets | 0.64% | -0.06 pp |
| Member Growth | -2.86% | - |
| Loan-to-Share Ratio | 51.97% | -7.83 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.0M | - |
| 2025Q4 | $31.1M | 2,035 |
| 2024Q4 | $33.3M | 2,095 |
| 2023Q4 | $33.9M | 2,232 |
Credit Union Details
- Charter Number
- 7088
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Cincinnati
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Cincinnati Interagency runs 2 offices.
| Office | City |
|---|---|
| Main Office (Main Office) | Cincinnati, OH |
| Branch-Taft | Cincinnati, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Cincinnati Interagency nationwide neighbourhoods
Using this data
- Cincinnati Interagency ranks #2,392 of 4,374 nationally on financial health and #106 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Carey Poverello is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Carey Poverello
Frequently Asked Questions
Is Cincinnati Interagency financially healthy?
Cincinnati Interagency has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,392 of 4,374 nationally on health and #106 of 196 in Ohio. Its net worth ratio is 17.58% and its delinquency rate 0.80%.
How does Cincinnati Interagency compare to other credit unions?
Cincinnati Interagency scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.58% vs 14.86%). Its widest shortfall is loan-to-share ratio (51.97% vs 59.80%).
How can I join Cincinnati Interagency?
Cincinnati Interagency serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Cincinnati Interagency directly for the current list of qualifying groups.
Is my money safe at Cincinnati Interagency?
Cincinnati Interagency is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cincinnati Interagency's net worth ratio of 17.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.