Federal credit union · Cincinnati, Ohio · NCUA charter #21157
Cincinnati Healthcare Associates
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $19.4M
- Total assets
- 3,163
- Members
- 14.3%
- Net-worth ratio
Cincinnati Healthcare Associates scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.4M; members 3,163; net-worth ratio 14.35%; health rank #2,567 of 4,374; healthier than 39th of scored peers.
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NCUA 5300 Call Report Masthead
#2,567 of 4,374 health · 2025Q4Cincinnati Healthcare Assoc… · health 81/100 · $19.4M · 2025Q4
Call Report peers
Cincinnati Healthcare Associates in the assets neighbourhood
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Cincinnati Healthcare Associates vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Cincinnati Healthcare Associates sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Cincinnati Healthcare Associates: Call Report deltas vs peers
- Return on Assets leads the peer set - 1.89% here, 0.70% peer average (+1.18 pp).
- Largest lag: Loan-to-Share Ratio at 54.08% vs peer 59.80% (-5.72 pp).
Cincinnati Healthcare Associates in Ohio
- Health composite ranks #115 of 196 among scored Ohio credit unions.
- Assets rank #144 of 196 inside Ohio ($19.4M reported).
- Ohio membership ordinal: #126 of 196.
- One place up in Ohio, Falls Catholic (#114) ties at 81/100; one place down, Education First Credit Union, Inc. (#116) ties at 81/100.
How Cincinnati Healthcare Associates's 5300 filing moved
Cincinnati Healthcare Associates: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.3% from $19.4M (2025Q4) to $20.2M (2026Q1).
- Net-worth ratio shifted -0.30 pp (14.65% → 14.35%).
This credit union's 14.35% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Cincinnati Healthcare Associates gives up 19 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.0 pts
Cincinnati Healthcare Assoc… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.35% | -0.51 pp |
| Delinquency Rate | 0.48% | -0.66 pp |
| Return on Assets | 1.89% | +1.18 pp |
| Member Growth | -5.84% | - |
| Loan-to-Share Ratio | 54.08% | -5.72 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Cincinnati Healthcare Associates
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $20.2M | - |
| 2025Q4 | $19.4M | 3,163 |
| 2024Q4 | $19.1M | 3,359 |
| 2023Q4 | $22.0M | 3,520 |
Credit Union Details
- Charter Number
- 21157
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Cincinnati
- Data Quarter
- 2025Q4
Branch Location
Cincinnati Healthcare Associates operates a single office in Cincinnati, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Cincinnati, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Cross-state Call Report peers for Cincinnati Healthcare Assoc…
Using this data
- Cincinnati Healthcare Associates ranks #2,567 of 4,374 nationally on financial health and #115 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dn Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dn Community
Frequently Asked Questions
Is Cincinnati Healthcare Associates financially healthy?
Cincinnati Healthcare Associates has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,567 of 4,374 nationally on health and #115 of 196 in Ohio. Its net worth ratio is 14.35% and its delinquency rate 0.48%.
How does Cincinnati Healthcare Associates compare to other credit unions?
Cincinnati Healthcare Associates scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.89% vs 0.70%). Its widest shortfall is loan-to-share ratio (54.08% vs 59.80%).
How can I join Cincinnati Healthcare Associates?
Cincinnati Healthcare Associates operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Cincinnati Healthcare Associates directly for the exact boundaries and application steps.
Is my money safe at Cincinnati Healthcare Associates?
Cincinnati Healthcare Associates is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cincinnati Healthcare Associates's net worth ratio of 14.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.