Federal credit union · Fort Peck, Montana · NCUA charter #8037
Fort Peck Community
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $14.6M
- Total assets
- 1,183
- Members
- 12.2%
- Net-worth ratio
Fort Peck Community scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.6M; members 1,183; net-worth ratio 12.22%; health rank #3,994 of 4,374; healthier than 8th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,994 of 4,374 health · 2025Q4Fort Peck Community · health 62/100 · $14.6M · 2025Q4
Call Report peers
Fort Peck Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fort Peck Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fort Peck Community sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Fort Peck Community diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +2.15 pp (61.95% vs 59.80%).
- Net Worth Ratio trails the peer set - 12.22% here, 14.86% peer average (-2.64 pp).
Where Fort Peck Community sits in Montana
- In Montana, health place is #40 of 41 on the same NCUA-ratio sort used nationally.
- Montana assets place: #34 of 41.
- Member book place in Montana: #35 of 41.
- One place up in Montana, The Morning Star (#39) scores 63/100, 1 point higher; one place down, Mountain West (#41) scores 55/100, 7 points lower.
How Fort Peck Community's 5300 filing moved
Fort Peck Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $14.6M (2025Q4) to $14.4M (2026Q1).
- Net-worth ratio shifted +0.16 pp (12.06% → 12.22%).
12.22% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 62/100 score is built
Fort Peck Community gives up 38 points in total. Delinquency Rate costs the most, 20.4 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 4.6 pts
- Return on Assets 8.2 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 13.6 pts
Fort Peck Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.22% | -2.64 pp |
| Delinquency Rate | 3.26% | +2.11 pp |
| Return on Assets | 0.08% | -0.62 pp |
| Member Growth | -1.91% | - |
| Loan-to-Share Ratio | 61.95% | +2.15 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Fort Peck Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.4M | - |
| 2025Q4 | $14.6M | 1,183 |
| 2024Q4 | $15.0M | 1,206 |
| 2023Q4 | $15.1M | 1,293 |
Credit Union Details
- Charter Number
- 8037
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Montana
- City
- Fort Peck
- Data Quarter
- 2025Q4
Branch Locations (3)
Fort Peck Community operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Fort Peck, MT |
| FINASTRA | Clive, IA |
| Branch | Glasgow, MT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Montana
More federally-insured credit unions based in Montana, ordered by peer group match and asset size.
Fort Peck Community nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Fort Peck Community ranks #3,994 of 4,374 nationally on financial health and #40 of 41 in MT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- The Family First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with The Family First
Frequently Asked Questions
Is Fort Peck Community financially healthy?
Fort Peck Community has a financial health score of 62/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,994 of 4,374 nationally on health and #40 of 41 in Montana. Its net worth ratio is 12.22% and its delinquency rate 3.26%.
How does Fort Peck Community compare to other credit unions?
Fort Peck Community scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (61.95% vs 59.80%). Its widest shortfall is net worth ratio (12.22% vs 14.86%).
How can I join Fort Peck Community?
Fort Peck Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fort Peck Community directly for the exact boundaries and application steps.
Is my money safe at Fort Peck Community?
Fort Peck Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Peck Community's net worth ratio of 12.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.