Federal credit union · San Fernando, California · NCUA charter #9044
Columbus Club
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $3.1M
- Total assets
- 194
- Members
- 27.1%
- Net-worth ratio
Columbus Club scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 194; net-worth ratio 27.05%; health rank #3,974 of 4,374; healthier than 8th of scored peers.
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Columbus Club vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Columbus Club sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Columbus Club: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 27.05% vs peer 19.06% (+7.99 pp).
- Loan-to-Share Ratio trails the peer set - 6.78% here, 63.60% peer average (-56.82 pp).
California standing for Columbus Club
- In California, health place is #231 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #236 of 243.
- California membership ordinal: #238 of 243.
- One place up in California, San Mateo City Employees (#230) scores 63/100, 1 point higher; one place down, Universal City Studios (#232) scores 61/100, 1 point lower.
Quarter path for Columbus Club
Columbus Club: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.0% from $3.1M (2025Q4) to $3.0M (2026Q1).
- Net-worth ratio shifted -0.02 pp (27.07% → 27.05%).
This credit union's 27.05% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 62/100 score is built
Columbus Club gives up 38 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.0 pts
Call Report ratios for Columbus Club
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 27.05% | +7.99 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | -0.86% | -1.31 pp |
| Member Growth | -7.18% | - |
| Loan-to-Share Ratio | 6.78% | -56.82 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Columbus Club
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.0M | - |
| 2025Q4 | $3.1M | 194 |
| 2024Q4 | $3.2M | 209 |
| 2023Q4 | $3.6M | 237 |
Credit Union Details
- Charter Number
- 9044
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $2M–$10M
- State
- California
- City
- San Fernando
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Columbus Club.
| Office | City |
|---|---|
| Columbus Club FCU (Main Office) | San Fernando, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near Columbus Club
Similar health score
Using this data
- Columbus Club ranks #3,974 of 4,374 nationally on financial health and #231 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- U.S.B. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with U.S.B. Employees
Frequently Asked Questions
Is Columbus Club financially healthy?
On its 2025Q4 NCUA 5300 filing, Columbus Club scores 62/100 (Good), with a 27.05% net worth ratio and 0.00% of loans delinquent. It ranks #3,974 of 4,374 nationally on health and #231 of 243 in California.
How does Columbus Club compare to other credit unions?
Columbus Club scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (27.05% vs 19.06%). Its widest shortfall is loan-to-share ratio (6.78% vs 63.60%).
How can I join Columbus Club?
Columbus Club operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Columbus Club directly for the exact boundaries and application steps.
Is my money safe at Columbus Club?
Columbus Club is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Columbus Club's net worth ratio of 27.05% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.