State credit union · FISHERSVILLE, Virginia · NCUA charter #66933
Augusta Health Care Credit Union
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $14.6M
- Total assets
- 1,435
- Members
- 21.2%
- Net-worth ratio
Augusta Health Care Credit Union scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.6M; members 1,435; net-worth ratio 21.16%; health rank #1,033 of 4,374; healthier than 73rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,033 of 4,374 health · 2025Q4Augusta Health Care · health 90/100 · $14.6M · 2025Q4
Call Report peers
Augusta Health Care Credit Union in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Augusta Health Care Credit Union vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Augusta Health Care Credit Union sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Augusta Health Care Credit Union: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 21.16% vs peer 14.86% (+6.30 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -10.26 pp (49.54% vs 59.80%).
Augusta Health Care Credit Union: in-state Call Report ranks
- Virginia health ordinal: #15 of 95.
- Assets rank #71 of 95 inside Virginia ($14.6M reported).
- Membership ranks #76 of 95 among Virginia CUs with a reported count (1,435 members).
- One place up in Virginia, Healthcare Systems (#14) scores 91/100, 1 point higher; one place down, Celco Community (#16) ties at 90/100.
How Augusta Health Care Credit Union's 5300 filing moved
Augusta Health Care Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $14.6M (2025Q4) to $14.9M (2026Q1).
- Net-worth ratio shifted +0.00 pp (21.16% → 21.16%).
This credit union's 21.16% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
Augusta Health Care Credit Union gives up 10 points in total. Member Growth costs the most, 5.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.3 pts
- Loan-to-Share Ratio 10.7 pts
Augusta Health Care health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.16% | +6.30 pp |
| Delinquency Rate | 0.13% | -1.01 pp |
| Return on Assets | 2.06% | +1.35 pp |
| Member Growth | 0.21% | - |
| Loan-to-Share Ratio | 49.54% | -10.26 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.9M | - |
| 2025Q4 | $14.6M | 1,435 |
| 2024Q4 | $14.4M | 1,432 |
| 2023Q4 | $14.4M | 1,429 |
Credit Union Details
- Charter Number
- 66933
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Virginia
- City
- FISHERSVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Augusta Health Care Credit Union.
| Office | City |
|---|---|
| AUGUSTA HEALTH CARE CREDIT UNION (Main Office) | FISHERSVILLE, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
- VIRGINIA UNITED METHODISTNorth Chesterfi, VA · $10M–$50M58Health
- VIRGINIA STATE UNIVERSITYSouth Chesterfi, VA · $10M–$50M73Health
- METROPOLITAN CHURCHSUFFOLK, VA · $10M–$50M65Health
- RICHMOND HERITAGERichmond, VA · $10M–$50M80Health
- VA BEACH POSTALVirginia Beach, VA · $10M–$50M82Health
Compare Augusta Health Care Credit Union vs VIRGINIA UNITED METHODIST
Other-state peers near Augusta Health Care Credit Union
Using this data
- Augusta Health Care Credit Union ranks #1,033 of 4,374 nationally on financial health and #15 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Virginia United Methodist is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Virginia United Methodist
Frequently Asked Questions
Is Augusta Health Care Credit Union financially healthy?
Augusta Health Care Credit Union has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,033 of 4,374 nationally on health and #15 of 95 in Virginia. Its net worth ratio is 21.16% and its delinquency rate 0.13%.
How does Augusta Health Care Credit Union compare to other credit unions?
Augusta Health Care Credit Union scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (21.16% vs 14.86%). Its widest shortfall is loan-to-share ratio (49.54% vs 59.80%).
How can I join Augusta Health Care Credit Union?
Membership eligibility for Augusta Health Care Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Augusta Health Care Credit Union directly for current membership requirements and application steps.
Is my money safe at Augusta Health Care Credit Union?
Augusta Health Care Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Augusta Health Care Credit Union's net worth ratio of 21.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.