State credit union · South Burlingto, Vermont · NCUA charter #63859
Green Mountain
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $153.4M
- Total assets
- 9,875
- Members
- 13.2%
- Net-worth ratio
Green Mountain scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $153.4M; members 9,875; net-worth ratio 13.18%; health rank #3,818 of 4,374; healthier than 12th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,818 of 4,374 health · 2025Q4Green Mountain · health 66/100 · $153.4M · 2025Q4
- MEM 66/100
- RANK 13.2%
- PHOTO 4.63%
- BOOK 0.81%
- CHARTER $153.4M
- NCUSIF 9,875
- CAMELS #3,818/4,374
- HEALTH HARTFORD
- NW 63859
Call Report peers
Green Mountain in the assets neighbourhood
Green Mountain's $153.4M assets sit next to HARTFORD ($153.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Green Mountain vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Green Mountain - Share Insurance Coverage
Charter #63859's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Green Mountain vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 110.75% vs peer 72.20% (+38.55 pp).
- Widest shortfall vs peers is Delinquency Rate: +3.74 pp (4.63% vs 0.89%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Vermont standing for Green Mountain
- Health composite ranks #11 of 14 among scored Vermont credit unions.
- By total assets, Green Mountain is #7 of 14 in Vermont.
- Vermont membership ordinal: #7 of 14.
In-state ordinals use the live credit_unions table for VT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Green Mountain
Green Mountain: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.3% from $153.4M (2025Q4) to $151.5M (2026Q1).
- Net-worth ratio shifted +0.25 pp (12.93% → 13.18%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 6.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.18% | +1.07 pp |
| Delinquency Rate | 4.63% | +3.74 pp |
| Return on Assets | 0.81% | +0.19 pp |
| Member Growth | 108.25% | - |
| Loan-to-Share Ratio | 110.75% | +38.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $151.5M | - |
| 2025Q4 | $153.4M | 9,875 |
| 2024Q4 | $102.4M | 4,742 |
| 2023Q4 | $100.2M | 5,047 |
Credit Union Details
- Charter Number
- 63859
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Vermont
- City
- South Burlingto
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Green Mountain, spread across 5 cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | South Burlington, VT |
| Berlin Branch | Barre, VT |
| Burlington Branch | Burlington, VT |
| Rutland Branch | Rutland, VT |
| Winooski Branch | Winooski, VT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Vermont
Other federally-insured credit unions in Vermont, closest first by peer group and asset size.
Green Mountain nationwide neighbourhoods
Two NCUA Call Report peer sets for Green Mountain, both outside Vermont so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($153.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Green Mountain ranks #3,818 of 4,374 nationally on financial health and #11 of 14 in VT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ONE
- Rates and health both vary by institution, not just by state -- see how Vermont credit unions compare overall before assuming this one is typical. Vermont state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Green Mountain financially healthy?
Yes/no aside, the number is 66/100 (Good) - Green Mountain's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,818 of 4,374; by total assets it ranks #1,475 of 4,374 nationally (same basis as /rankings/largest); and #7 of 14 within Vermont. Above 80 reads excellent, below 50 warrants closer monitoring; a 13.18% net worth ratio and 4.63% delinquency rate are the key drivers.
How does Green Mountain compare to other credit unions?
66/100 is Green Mountain's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Green Mountain?
Membership eligibility for Green Mountain depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Green Mountain directly for current membership requirements and application steps.
Is my money safe at Green Mountain?
Federal credit unions like Green Mountain are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Green Mountain's net worth ratio of 13.18% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Green Mountain offer compared to banks?
Credit unions like Green Mountain are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Green Mountain directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.