State credit union · South Burlingto, Vermont · NCUA charter #63859
Green Mountain
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $153.4M
- Total assets
- 9,875
- Members
- 13.2%
- Net-worth ratio
Green Mountain scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $153.4M; members 9,875; net-worth ratio 13.18%; health rank #3,818 of 4,374; healthier than 12th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,818 of 4,374 health · 2025Q4Green Mountain · health 66/100 · $153.4M · 2025Q4
Call Report peers
Green Mountain in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Green Mountain vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Green Mountain sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Green Mountain vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 110.75% vs peer 72.20% (+38.55 pp).
- Widest shortfall vs peers is Delinquency Rate: +3.74 pp (4.63% vs 0.89%).
Vermont standing for Green Mountain
- Health composite ranks #11 of 14 among scored Vermont credit unions.
- By total assets, Green Mountain is #7 of 14 in Vermont.
- Vermont membership ordinal: #7 of 14.
- One place up in Vermont, St. Patrick's Parish (#10) scores 68/100, 2 points higher; one place down, Northeast Schools and Hospital (#12) ties at 66/100.
Quarter path for Green Mountain
Green Mountain: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.3% from $153.4M (2025Q4) to $151.5M (2026Q1).
- Net-worth ratio shifted +0.25 pp (12.93% → 13.18%).
13.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 66/100 score is built
Green Mountain gives up 34 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 6.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.18% | +1.07 pp |
| Delinquency Rate | 4.63% | +3.74 pp |
| Return on Assets | 0.81% | +0.19 pp |
| Member Growth | 108.25% | - |
| Loan-to-Share Ratio | 110.75% | +38.55 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $151.5M | - |
| 2025Q4 | $153.4M | 9,875 |
| 2024Q4 | $102.4M | 4,742 |
| 2023Q4 | $100.2M | 5,047 |
Credit Union Details
- Charter Number
- 63859
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Vermont
- City
- South Burlingto
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Green Mountain, spread across 5 cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | South Burlington, VT |
| Berlin Branch | Barre, VT |
| Burlington Branch | Burlington, VT |
| Rutland Branch | Rutland, VT |
| Winooski Branch | Winooski, VT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Vermont
Other federally-insured credit unions in Vermont, closest first by peer group and asset size.
Green Mountain nationwide neighbourhoods
Using this data
- Green Mountain ranks #3,818 of 4,374 nationally on financial health and #11 of 14 in VT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ONE
Frequently Asked Questions
Is Green Mountain financially healthy?
Green Mountain has a financial health score of 66/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,818 of 4,374 nationally on health and #11 of 14 in Vermont. Its net worth ratio is 13.18% and its delinquency rate 4.63%.
How does Green Mountain compare to other credit unions?
Green Mountain scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (110.75% vs 72.20%). Its widest shortfall is delinquency rate (4.63% vs 0.89%).
How can I join Green Mountain?
Membership eligibility for Green Mountain depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Green Mountain directly for current membership requirements and application steps.
Is my money safe at Green Mountain?
Green Mountain is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Green Mountain's net worth ratio of 13.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.