Federal credit union · Bloomfield, New Jersey · NCUA charter #11014
East Orange Firemens
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $9.6M
- Total assets
- 804
- Members
- 25.9%
- Net-worth ratio
East Orange Firemens scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.6M; members 804; net-worth ratio 25.91%; health rank #3,508 of 4,374; healthier than 18th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,508 of 4,374 health · 2025Q4East Orange Firemens · health 71/100 · $9.6M · 2025Q4
Call Report peers
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East Orange Firemens vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); East Orange Firemens sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
East Orange Firemens: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 25.91% vs peer 19.06% (+6.85 pp).
- Delinquency Rate trails the peer set - 5.77% here, 1.81% peer average (+3.96 pp).
East Orange Firemens: in-state Call Report ranks
- New Jersey health ordinal: #71 of 127.
- Assets rank #87 of 127 inside New Jersey ($9.6M reported).
- Membership ranks #98 of 127 among New Jersey CUs with a reported count (804 members).
- One place up in New Jersey, 1st Bergen (#70) ties at 71/100; one place down, Atlantic City Electric Co Emp (#72) ties at 71/100.
East Orange Firemens: 2025Q4 → 2026Q1
East Orange Firemens: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $9.6M (2025Q4) to $10.0M (2026Q1).
- Net-worth ratio shifted -0.68 pp (26.59% → 25.91%).
This credit union's 25.91% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 71/100 score is built
East Orange Firemens gives up 29 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.6 pts
- Loan-to-Share Ratio 14.4 pts
East Orange Firemens vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.91% | +6.85 pp |
| Delinquency Rate | 5.77% | +3.96 pp |
| Return on Assets | 1.72% | +1.27 pp |
| Member Growth | 2.16% | - |
| Loan-to-Share Ratio | 68.71% | +5.11 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
East Orange Firemens filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.0M | - |
| 2025Q4 | $9.6M | 804 |
| 2024Q4 | $9.7M | 787 |
| 2023Q4 | $9.5M | 775 |
Credit Union Details
- Charter Number
- 11014
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- Bloomfield
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, East Orange Firemens runs one office.
| Office | City |
|---|---|
| EOFFCU (Main Office) | Bloomfield, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
East Orange Firemens nationwide neighbourhoods
Similar health score
Using this data
- East Orange Firemens ranks #3,508 of 4,374 nationally on financial health and #71 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bloomfield Fire and Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bloomfield Fire and Police
Frequently Asked Questions
Is East Orange Firemens financially healthy?
East Orange Firemens has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,508 of 4,374 nationally on health and #71 of 127 in New Jersey. Its net worth ratio is 25.91% and its delinquency rate 5.77%.
How does East Orange Firemens compare to other credit unions?
East Orange Firemens scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (25.91% vs 19.06%). Its widest shortfall is delinquency rate (5.77% vs 1.81%).
How can I join East Orange Firemens?
East Orange Firemens carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact East Orange Firemens directly to confirm current membership steps.
Is my money safe at East Orange Firemens?
East Orange Firemens is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. East Orange Firemens's net worth ratio of 25.91% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.