State credit union · TURLOCK, California · NCUA charter #61128

Rolling F

Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

85
Health / 100
$64.6M
Total assets
4,949
Members
11.5%
Net-worth ratio

Rolling F scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $64.6M; members 4,949; net-worth ratio 11.45%; health rank #1,984 of 4,374; healthier than 54th of scored peers.

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#1,984 of 4,374 health · 2025Q4

Rolling F · health 85/100 · $64.6M · 2025Q4

Rolling F in the assets neighbourhood

United Employees$64.7MGreat Falls Regional$64.7MRolling F (this)$64.6MEVERGREEN$64.5MLOCO$64.5MHealthcare Financial$64.5M
Nearest other-state credit unions by total assets (NCUA 5300)

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Rolling F vs every NCUA-scored credit union

Rolling F sits in the busiest band, 85-89, alongside 857 other credit unions.

85 Top 46% higher than 54% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where Rolling F diverges from peer averages

  • Delinquency Rate leads the peer set - 0.52% here, 0.96% peer average (-0.44 pp).
  • Largest lag: Loan-to-Share Ratio at 55.97% vs peer 62.60% (-6.63 pp).

Where Rolling F sits in California

  • Health composite ranks #118 of 243 among scored California credit unions.
  • By total assets, Rolling F is #178 of 243 in California.
  • Membership ranks #157 of 243 among California CUs with a reported count (4,949 members).
  • One place up in California, First U.S. Community (#117) ties at 85/100; one place down, UPWARD (#119) ties at 85/100.

Rolling F Call Report trajectory

Rolling F: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

64,000,00065,000,00066,000,00067,000,00068,000,000 2023Q42024Q42025Q42026Q1 67,069,998 65,939,372 ▼ -1.7%
  • Assets moved +2.1% from $64.6M (2025Q4) to $65.9M (2026Q1).
  • Net-worth ratio shifted +0.03 pp (11.42% → 11.45%).
Net worth ratio vs. NCUA well-capitalized threshold 76.3%

At 11.45%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 85/100 score is built

Rolling F gives up 15 points in total. Member Growth costs the most, 8.5 of its 15; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 24.8 pts
  • Return on Assets 11.8 pts
  • Member Growth 6.5 pts
  • Loan-to-Share Ratio 11.9 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 11.45% -2.17 pp
Delinquency Rate 0.52% -0.44 pp
Return on Assets 0.29% -0.37 pp
Member Growth -1.39% -
Loan-to-Share Ratio 55.97% -6.63 pp

Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.

Historical Financials

Quarter Assets Members
2026Q1 $65.9M -
2025Q4 $64.6M 4,949
2024Q4 $66.1M 5,019
2023Q4 $67.1M 5,053

Credit Union Details

Charter Number
61128
Type
State
Field of Membership
Other
Peer Group
$50M–$100M
State
California
City
TURLOCK
Data Quarter
2025Q4

Branch Locations (2)

The NCUA branch filing lists 2 physical offices for Rolling F, spread across 2 cities in 2 states.

Office City
ROLLING F CREDIT UNION (Main Office) TURLOCK, CA
CU NorthWest Emergency Liberty Lake, WA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in California

More federally-insured credit unions based in California, ordered by peer group match and asset size.

Compare Rolling F vs SANTA BARBARA COUNTY

Cross-state Call Report peers for Rolling F

Using this data

  • Rolling F ranks #1,984 of 4,374 nationally on financial health and #118 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Santa Barbara County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Santa Barbara County

Frequently Asked Questions

Is Rolling F financially healthy?

Rolling F has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,984 of 4,374 nationally on health and #118 of 243 in California. Its net worth ratio is 11.45% and its delinquency rate 0.52%.

How does Rolling F compare to other credit unions?

Rolling F scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.52% vs 0.96%). Its widest shortfall is loan-to-share ratio (55.97% vs 62.60%).

How can I join Rolling F?

Membership eligibility for Rolling F depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Rolling F directly for current membership requirements and application steps.

Is my money safe at Rolling F?

Rolling F is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rolling F's net worth ratio of 11.45% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Rolling F. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.