State credit union · JEFFERSON, Wisconsin · NCUA charter #66456
County - City
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $41.7M
- Total assets
- 2,985
- Members
- 11.3%
- Net-worth ratio
County - City scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.7M; members 2,985; net-worth ratio 11.27%; health rank #1,289 of 4,374; healthier than 69th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,289 of 4,374 health · 2025Q4County - City · health 89/100 · $41.7M · 2025Q4
Call Report peers
County - City in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
County - City vs every NCUA-scored credit union
County - City sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
County - City vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.01% here, 1.15% peer average (-1.14 pp).
- Largest lag: Loan-to-Share Ratio at 52.42% vs peer 59.80% (-7.38 pp).
Wisconsin standing for County - City
- Health composite ranks #50 of 100 among scored Wisconsin credit unions.
- Wisconsin assets place: #70 of 100.
- Wisconsin membership ordinal: #70 of 100.
- One place up in Wisconsin, CAPITAL (#49) ties at 89/100; one place down, Holy Family Memorial (#51) ties at 89/100.
County - City: 2025Q4 → 2026Q1
County - City: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $41.7M (2025Q4) to $42.5M (2026Q1).
- Net-worth ratio shifted +0.01 pp (11.26% → 11.27%).
This credit union's 11.27% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
County - City gives up 11 points in total. Member Growth costs the most, 7.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 11.3 pts
County - City health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.27% | -3.59 pp |
| Delinquency Rate | 0.01% | -1.14 pp |
| Return on Assets | 1.35% | +0.64 pp |
| Member Growth | -0.73% | - |
| Loan-to-Share Ratio | 52.42% | -7.38 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - County - City
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.5M | - |
| 2025Q4 | $41.7M | 2,985 |
| 2024Q4 | $38.7M | 3,007 |
| 2023Q4 | $38.7M | 3,046 |
Credit Union Details
- Charter Number
- 66456
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- JEFFERSON
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, County - City runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| County City Credit Union (Main Office) | Jefferson, WI |
| CUAnswers | Grand Rapids, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near County - City
Similar total assets
Similar health score
Using this data
- County - City ranks #1,289 of 4,374 nationally on financial health and #50 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WEA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WEA
Frequently Asked Questions
Is County - City financially healthy?
County - City has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,289 of 4,374 nationally on health and #50 of 100 in Wisconsin. Its net worth ratio is 11.27% and its delinquency rate 0.01%.
How does County - City compare to other credit unions?
County - City scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.01% vs 1.15%). Its widest shortfall is loan-to-share ratio (52.42% vs 59.80%).
How can I join County - City?
Membership eligibility for County - City depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact County - City directly for current membership requirements and application steps.
Is my money safe at County - City?
County - City is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. County - City's net worth ratio of 11.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.