State credit union · JEFFERSON, Wisconsin · NCUA charter #66456
County - City
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $41.7M
- Total assets
- 2,985
- Members
- 11.3%
- Net-worth ratio
County - City scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.7M; members 2,985; net-worth ratio 11.27%; health rank #1,289 of 4,374; healthier than 69th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,289 of 4,374 health · 2025Q4County - City · health 89/100 · $41.7M · 2025Q4
- ROA 89/100
- ASSETS 11.3%
- MEM 0.01%
- RANK 1.35%
- PHOTO $41.7M
- BOOK 2,985
- CHARTER #1,289/4,374
- NCUSIF Sioux Valley Community
- CAMELS 66456
Call Report peers
County - City in the assets neighbourhood
County - City's $41.7M assets sit next to Sioux Valley Community ($41.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
County - City vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
County - City - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #66456. See our deposit-insurance coverage note.
County - City vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.01% here, 1.15% peer average (-1.14 pp).
- Largest lag: Loan-to-Share Ratio at 52.42% vs peer 59.80% (-7.38 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Wisconsin standing for County - City
- Health composite ranks #50 of 100 among scored Wisconsin credit unions.
- Wisconsin assets place: #70 of 100.
- Wisconsin membership ordinal: #70 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
County - City: 2025Q4 → 2026Q1
County - City: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.8% from $41.7M (2025Q4) to $42.5M (2026Q1).
- Net-worth ratio shifted +0.01 pp (11.26% → 11.27%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.27% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 11.3 pts
County - City health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.27% | -3.59 pp |
| Delinquency Rate | 0.01% | -1.14 pp |
| Return on Assets | 1.35% | +0.64 pp |
| Member Growth | -0.73% | - |
| Loan-to-Share Ratio | 52.42% | -7.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - County - City
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.5M | - |
| 2025Q4 | $41.7M | 2,985 |
| 2024Q4 | $38.7M | 3,007 |
| 2023Q4 | $38.7M | 3,046 |
Credit Union Details
- Charter Number
- 66456
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- JEFFERSON
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, County - City runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| County City Credit Union (Main Office) | Jefferson, WI |
| CUAnswers | Grand Rapids, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near County - City
Cross-state asset and health neighbours for County - City - kept outside Wisconsin; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($41.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- County - City ranks #1,289 of 4,374 nationally on financial health and #50 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WEA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WEA
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is County - City financially healthy?
A 11.27% net worth ratio and a 0.01% delinquency rate feed into County - City's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,289 of 4,374; by total assets it ranks #2,557 of 4,374 nationally (same basis as /rankings/largest); and #70 of 100 within Wisconsin. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does County - City compare to other credit unions?
Five weighted metrics from NCUA filings produce County - City's 89/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join County - City?
Membership eligibility for County - City depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact County - City directly for current membership requirements and application steps.
Is my money safe at County - City?
Federal credit unions like County - City are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. County - City's net worth ratio of 11.27% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does County - City offer compared to banks?
Credit unions like County - City are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact County - City directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.