State credit union · SIOUX CITY, Iowa · NCUA charter #64417
Sioux Valley Community
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $41.7M
- Total assets
- 3,709
- Members
- 10.5%
- Net-worth ratio
Sioux Valley Community scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.7M; members 3,709; net-worth ratio 10.55%; health rank #2,998 of 4,374; healthier than 31st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,998 of 4,374 health · 2025Q4Sioux Valley Community · health 78/100 · $41.7M · 2025Q4
Call Report peers
Sioux Valley Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sioux Valley Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Sioux Valley Community sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Sioux Valley Community diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +8.48 pp (68.28% vs 59.80%).
- Largest lag: Net Worth Ratio at 10.55% vs peer 14.86% (-4.31 pp).
Sioux Valley Community: in-state Call Report ranks
- In Iowa, health place is #51 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #40 of 66 inside Iowa ($41.7M reported).
- Membership ranks #37 of 66 among Iowa CUs with a reported count (3,709 members).
- One place up in Iowa, Lennox Employees (#50) scores 79/100, 1 point higher; one place down, The Family (#52) scores 76/100, 2 points lower.
How Sioux Valley Community's 5300 filing moved
Sioux Valley Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $41.7M (2025Q4) to $43.2M (2026Q1).
- Net-worth ratio shifted -0.37 pp (10.92% → 10.55%).
At 10.55%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
Sioux Valley Community gives up 22 points in total. Delinquency Rate costs the most, 20.5 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 4.5 pts
- Return on Assets 15.0 pts
- Member Growth 13.6 pts
- Loan-to-Share Ratio 14.9 pts
Sioux Valley Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.55% | -4.31 pp |
| Delinquency Rate | 3.27% | +2.13 pp |
| Return on Assets | 0.62% | -0.08 pp |
| Member Growth | 3.81% | - |
| Loan-to-Share Ratio | 68.28% | +8.48 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Sioux Valley Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.2M | - |
| 2025Q4 | $41.7M | 3,709 |
| 2024Q4 | $39.0M | 3,573 |
| 2023Q4 | $37.0M | 3,535 |
Credit Union Details
- Charter Number
- 64417
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Iowa
- City
- SIOUX CITY
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Sioux Valley Community runs 4 offices in 2 different cities.
| Office | City |
|---|---|
| Downtown (Main Office) | Sioux City, IA |
| Sergeant Bluff | Sergeant Bluff, IA |
| Disaster Recovery | Sergeant Bluff, IA |
| Morningside | Sioux City, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Sioux Valley Community ranks #2,998 of 4,374 nationally on financial health and #51 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fort Dodge Family is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fort Dodge Family
Frequently Asked Questions
Is Sioux Valley Community financially healthy?
Sioux Valley Community has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,998 of 4,374 nationally on health and #51 of 66 in Iowa. Its net worth ratio is 10.55% and its delinquency rate 3.27%.
How does Sioux Valley Community compare to other credit unions?
Sioux Valley Community scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (68.28% vs 59.80%). Its widest shortfall is net worth ratio (10.55% vs 14.86%).
How can I join Sioux Valley Community?
Membership eligibility for Sioux Valley Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Sioux Valley Community directly for current membership requirements and application steps.
Is my money safe at Sioux Valley Community?
Sioux Valley Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sioux Valley Community's net worth ratio of 10.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.