State credit union · Madison, Wisconsin · NCUA charter #66677
WEA
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $41.4M
- Total assets
- 2,819
- Members
- 11.8%
- Net-worth ratio
WEA scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.4M; members 2,819; net-worth ratio 11.77%; health rank #640 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#640 of 4,374 health · 2025Q4WEA · health 93/100 · $41.4M · 2025Q4
Call Report peers
WEA in the assets neighbourhood
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WEA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); WEA sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
WEA: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 68.13% here, 59.80% peer average (+8.33 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.09 pp (11.77% vs 14.86%).
Where WEA sits in Wisconsin
- In Wisconsin, health place is #25 of 100 on the same NCUA-ratio sort used nationally.
- Wisconsin assets place: #71 of 100.
- Wisconsin membership ordinal: #73 of 100.
- One place up in Wisconsin, OAKDALE (#24) ties at 93/100; one place down, First Community Cu of Beloit (#26) ties at 93/100.
WEA Call Report trajectory
WEA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $41.4M (2025Q4) to $42.1M (2026Q1).
- Net-worth ratio shifted -0.02 pp (11.79% → 11.77%).
At 11.77%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
WEA gives up 7 points in total. Delinquency Rate costs the most, 3.3 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 15.0 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 14.6 pts
WEA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.77% | -3.09 pp |
| Delinquency Rate | 0.83% | -0.32 pp |
| Return on Assets | 0.84% | +0.13 pp |
| Member Growth | 2.29% | - |
| Loan-to-Share Ratio | 68.13% | +8.33 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.1M | - |
| 2025Q4 | $41.4M | 2,819 |
| 2024Q4 | $38.3M | 2,756 |
| 2023Q4 | $38.0M | 2,713 |
Credit Union Details
- Charter Number
- 66677
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- Madison
- Data Quarter
- 2025Q4
Branch Location
WEA operates a single office in Madison, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Office (Main Office) | Madison, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- WEA ranks #640 of 4,374 nationally on financial health and #25 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Golden Rule Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Golden Rule Community
Frequently Asked Questions
Is WEA financially healthy?
WEA has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #640 of 4,374 nationally on health and #25 of 100 in Wisconsin. Its net worth ratio is 11.77% and its delinquency rate 0.83%.
How does WEA compare to other credit unions?
WEA scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (68.13% vs 59.80%). Its widest shortfall is net worth ratio (11.77% vs 14.86%).
How can I join WEA?
Membership eligibility for WEA depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact WEA directly for current membership requirements and application steps.
Is my money safe at WEA?
WEA is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WEA's net worth ratio of 11.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.