State credit union · Hurley, Wisconsin · NCUA charter #66503
Iron County Community
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $45.5M
- Total assets
- 3,830
- Members
- 17.7%
- Net-worth ratio
Iron County Community scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $45.5M; members 3,830; net-worth ratio 17.66%; health rank #734 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#734 of 4,374 health · 2025Q4Iron County Community · health 92/100 · $45.5M · 2025Q4
- ROA 92/100
- ASSETS 17.7%
- MEM 0.83%
- RANK 2.54%
- PHOTO $45.5M
- BOOK 3,830
- CHARTER #734/4,374
- NCUSIF St. Tammany
- CAMELS 66503
Call Report peers
Iron County Community in the assets neighbourhood
Iron County Community's $45.5M assets sit next to St. Tammany ($45.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Iron County Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Iron County Community - Share Insurance Coverage
Charter #66503's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Iron County Community: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +26.14 pp (85.94% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Iron County Community sits in Wisconsin
- In Wisconsin, health place is #29 of 100 on the same NCUA-ratio sort used nationally.
- Assets rank #68 of 100 inside Wisconsin ($45.5M reported).
- Member book place in Wisconsin: #60 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Iron County Community
Iron County Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.5% from $45.5M (2025Q4) to $48.0M (2026Q1).
- Net-worth ratio shifted -0.24 pp (17.90% → 17.66%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 17.66% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 15.0 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for Iron County Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.66% | +2.80 pp |
| Delinquency Rate | 0.83% | -0.32 pp |
| Return on Assets | 2.54% | +1.83 pp |
| Member Growth | 0.95% | - |
| Loan-to-Share Ratio | 85.94% | +26.14 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $48.0M | - |
| 2025Q4 | $45.5M | 3,830 |
| 2024Q4 | $43.3M | 3,794 |
| 2023Q4 | $41.4M | 3,912 |
Credit Union Details
- Charter Number
- 66503
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- Hurley
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Iron County Community, spread across 2 cities.
| Office | City |
|---|---|
| Hurley (Main Office) | Hurley, WI |
| Mercer | Mercer, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Other-state peers near Iron County Community
Two NCUA Call Report peer sets for Iron County Community, both outside Wisconsin so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($45.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Iron County Community ranks #734 of 4,374 nationally on financial health and #29 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Marathon County Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Marathon County Employees
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Iron County Community financially healthy?
Yes/no aside, the number is 92/100 (Excellent) - Iron County Community's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #734 of 4,374; by total assets it ranks #2,478 of 4,374 nationally (same basis as /rankings/largest); and #68 of 100 within Wisconsin. Above 80 reads excellent, below 50 warrants closer monitoring; a 17.66% net worth ratio and 0.83% delinquency rate are the key drivers.
How does Iron County Community compare to other credit unions?
On PlainCU's health composite, Iron County Community lands at 92/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Iron County Community?
Membership eligibility for Iron County Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Iron County Community directly for current membership requirements and application steps.
Is my money safe at Iron County Community?
Federal credit unions like Iron County Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Iron County Community's net worth ratio of 17.66% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Iron County Community offer compared to banks?
Credit unions like Iron County Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Iron County Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.