State credit union · Baltimore, Maryland · NCUA charter #66340
Central Credit Union of Maryland,in
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $41.6M
- Total assets
- 4,401
- Members
- 12.5%
- Net-worth ratio
Central Credit Union of Maryland,in scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.6M; members 4,401; net-worth ratio 12.46%; health rank #2,735 of 4,374; healthier than 36th of scored peers.
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NCUA 5300 Call Report Masthead
#2,735 of 4,374 health · 2025Q4Central Credit Union · health 80/100 · $41.6M · 2025Q4
Call Report peers
Central Credit Union of Maryland,in in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Central Credit Union of Maryland,in vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Central Credit Union of Maryland,in sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Central Credit Union of Maryland,in vs $10M–$50M peers
- Largest favorable gap: Delinquency Rate at 0.15% vs peer 1.15% (-1.00 pp).
- Largest lag: Loan-to-Share Ratio at 45.76% vs peer 59.80% (-14.04 pp).
Maryland standing for Central Credit Union of Maryland,in
- In Maryland, health place is #31 of 62 on the same NCUA-ratio sort used nationally.
- Assets rank #42 of 62 inside Maryland ($41.6M reported).
- Member book place in Maryland: #39 of 62.
- One place up in Maryland, I B E W 26 (#30) scores 82/100, 2 points higher; one place down, SKYPOINT (#32) ties at 80/100.
How Central Credit Union of Maryland,in's 5300 filing moved
Central Credit Union of Maryland,in: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $41.6M (2025Q4) to $42.2M (2026Q1).
- Net-worth ratio shifted +0.05 pp (12.41% → 12.46%).
12.46% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Central Credit Union of Maryland,in gives up 20 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
Call Report ratios for Central Credit Union of Maryland,in
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.46% | -2.40 pp |
| Delinquency Rate | 0.15% | -1.00 pp |
| Return on Assets | 0.67% | -0.03 pp |
| Member Growth | -4.99% | - |
| Loan-to-Share Ratio | 45.76% | -14.04 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Central Credit Union of Maryland,in
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.2M | - |
| 2025Q4 | $41.6M | 4,401 |
| 2024Q4 | $42.4M | 4,632 |
| 2023Q4 | $43.6M | 4,791 |
Credit Union Details
- Charter Number
- 66340
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Maryland
- City
- Baltimore
- Data Quarter
- 2025Q4
Branch Locations (2)
Central Credit Union of Maryland,in operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Loch Raven Branch (Main Office) | Baltimore, MD |
| Perry Point Branch | Perry Point, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Central Credit Union of Maryland,in nationwide neighbourhoods
Similar total assets
Using this data
- Central Credit Union of Maryland,in ranks #2,735 of 4,374 nationally on financial health and #31 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- W S S C is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with W S S C
Frequently Asked Questions
Is Central Credit Union of Maryland,in financially healthy?
On its 2025Q4 NCUA 5300 filing, Central Credit Union of Maryland,in scores 80/100 (Excellent), with a 12.46% net worth ratio and 0.15% of loans delinquent. It ranks #2,735 of 4,374 nationally on health and #31 of 62 in Maryland.
How does Central Credit Union of Maryland,in compare to other credit unions?
Central Credit Union of Maryland,in scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.15% vs 1.15%). Its widest shortfall is loan-to-share ratio (45.76% vs 59.80%).
How can I join Central Credit Union of Maryland,in?
Membership eligibility for Central Credit Union of Maryland,in depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Central Credit Union of Maryland,in directly for current membership requirements and application steps.
Is my money safe at Central Credit Union of Maryland,in?
Central Credit Union of Maryland,in is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Central Credit Union of Maryland,in's net worth ratio of 12.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.