Federal credit union · Pueblo, Colorado · NCUA charter #1499
Pueblo Government Agencies
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $43.1M
- Total assets
- 2,964
- Members
- 12.7%
- Net-worth ratio
Pueblo Government Agencies scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $43.1M; members 2,964; net-worth ratio 12.69%; health rank #2,586 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,586 of 4,374 health · 2025Q4Pueblo Government Agencies · health 81/100 · $43.1M · 2025Q4
- CAMELS 81/100
- HEALTH 12.7%
- NW 0.07%
- DELQ 1.00%
- ROA $43.1M
- ASSETS 2,964
- MEM #2,586/4,374
- RANK ADVANTAGE
- PHOTO 1499
Call Report peers
Pueblo Government Agencies in the assets neighbourhood
Pueblo Government Agencies's $43.1M assets sit next to ADVANTAGE ($43.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pueblo Government Agencies vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Pueblo Government Agencies - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #1499, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Pueblo Government Agencies: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -1.08 pp (0.07% vs 1.15%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -36.70 pp (23.10% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Pueblo Government Agencies sits in Colorado
- Colorado health ordinal: #39 of 66.
- By total assets, Pueblo Government Agencies is #50 of 66 in Colorado.
- Membership ranks #50 of 66 among Colorado CUs with a reported count (2,964 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Pueblo Government Agencies: 2025Q4 → 2026Q1
Pueblo Government Agencies: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $43.1M (2025Q4) to $44.0M (2026Q1).
- Net-worth ratio shifted +0.12 pp (12.57% → 12.69%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.69% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.6 pts
- Loan-to-Share Ratio 8.4 pts
Call Report ratios for Pueblo Government Agencies
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.69% | -2.17 pp |
| Delinquency Rate | 0.07% | -1.08 pp |
| Return on Assets | 1.00% | +0.29 pp |
| Member Growth | -3.55% | - |
| Loan-to-Share Ratio | 23.10% | -36.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Pueblo Government Agencies filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.0M | - |
| 2025Q4 | $43.1M | 2,964 |
| 2024Q4 | $41.8M | 3,073 |
| 2023Q4 | $42.9M | 3,168 |
Credit Union Details
- Charter Number
- 1499
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Colorado
- City
- Pueblo
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Pueblo Government Agencies, spread across 2 cities.
| Office | City |
|---|---|
| Pueblo Government Agencies Federal Credit Union (Main Office) | Pueblo, CO |
| Pueblo Government Agencies Federal Credit Union | Florence, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Pueblo Government Agencies's nationwide photo peers by assets and by health score, excluding Colorado charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($43.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Pueblo Government Agencies ranks #2,586 of 4,374 nationally on financial health and #39 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Guadalupe Parish is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Guadalupe Parish
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Pueblo Government Agencies financially healthy?
A 12.69% net worth ratio and a 0.07% delinquency rate feed into Pueblo Government Agencies's financial health score of 81/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,586 of 4,374; by total assets it ranks #2,533 of 4,374 nationally (same basis as /rankings/largest); and #50 of 66 within Colorado. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Pueblo Government Agencies compare to other credit unions?
Five weighted metrics from NCUA filings produce Pueblo Government Agencies's 81/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Pueblo Government Agencies?
Pueblo Government Agencies serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Pueblo Government Agencies directly for the current list of qualifying groups.
Is my money safe at Pueblo Government Agencies?
Federal credit unions like Pueblo Government Agencies are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pueblo Government Agencies's net worth ratio of 12.69% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Pueblo Government Agencies offer compared to banks?
Credit unions like Pueblo Government Agencies are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Pueblo Government Agencies directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.