State credit union · Idaho Falls, Idaho · NCUA charter #68353
WESTMARK
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $1.63B
- Total assets
- 82,683
- Members
- 8.1%
- Net-worth ratio
WESTMARK scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.63B; members 82,683; net-worth ratio 8.09%; health rank #1,534 of 4,374; healthier than 65th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,534 of 4,374 health · 2025Q4WESTMARK · health 88/100 · $1.63B · 2025Q4
Call Report peers
WESTMARK in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
WESTMARK vs every NCUA-scored credit union
WESTMARK sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where WESTMARK diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 105.12% vs peer 83.90% (+21.22 pp).
- Net Worth Ratio trails the peer set - 8.09% here, 11.18% peer average (-3.09 pp).
WESTMARK in Idaho
- In Idaho, health place is #12 of 26 on the same NCUA-ratio sort used nationally.
- Assets rank #3 of 26 inside Idaho ($1.63B reported).
- Idaho membership ordinal: #4 of 26.
- One place up in Idaho, BEEHIVE (#11) ties at 88/100; one place down, Snake River (#13) scores 87/100, 1 point lower.
WESTMARK Call Report trajectory
WESTMARK: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $1.63B (2025Q4) to $1.62B (2026Q1).
- Net-worth ratio shifted -0.11 pp (8.20% → 8.09%).
This credit union's 8.09% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
WESTMARK gives up 12 points in total. Loan-to-Share Ratio costs the most, 6.4 of its 15; Delinquency Rate and Member Growth score full marks.
- Net Worth Ratio 25.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 8.4 pts
Call Report ratios for WESTMARK
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.09% | -3.09 pp |
| Delinquency Rate | 0.29% | -0.59 pp |
| Return on Assets | 0.46% | -0.05 pp |
| Member Growth | 8.25% | - |
| Loan-to-Share Ratio | 105.12% | +21.22 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.62B | - |
| 2025Q4 | $1.63B | 82,683 |
| 2024Q4 | $1.44B | 76,379 |
| 2023Q4 | $1.38B | 74,176 |
Credit Union Details
- Charter Number
- 68353
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Idaho
- City
- Idaho Falls
- Data Quarter
- 2025Q4
Branch Locations (15)
The NCUA branch filing lists 15 physical offices for WESTMARK, spread across 10 cities.
| Office | City |
|---|---|
| Eastside Branch (Main Office) | Idaho Falls, ID |
| Blackfoot Branch | Blackfoot, ID |
| Parkcenter | Boise, ID |
| Eagle Branch | Eagle, ID |
| First Street Branch | Idaho Falls, ID |
| Westside Branch | Idaho Falls, ID |
| Sunnyside | Idaho Falls, ID |
| Science Center Branch | Idaho Falls, ID |
| Silverstone Branch | Meridian, ID |
| Ten Mile | Meridian, ID |
| Idaho Center Branch | Nampa, ID |
| Pocatello Branch | Pocatello, ID |
| Rexburg Branch | Rexburg, ID |
| Rigby Branch | Rigby, ID |
| Twin Falls Pole Line | Twin Falls, ID |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Idaho
Other federally-insured credit unions in Idaho, closest first by peer group and asset size.
Other-state peers near WESTMARK
Similar total assets
Similar health score
Using this data
- WESTMARK ranks #1,534 of 4,374 nationally on financial health and #12 of 26 in ID -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Capital Educators is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Capital Educators
Frequently Asked Questions
Is WESTMARK financially healthy?
On its 2025Q4 NCUA 5300 filing, WESTMARK scores 88/100 (Excellent), with a 8.09% net worth ratio and 0.29% of loans delinquent. It ranks #1,534 of 4,374 nationally on health and #12 of 26 in Idaho.
How does WESTMARK compare to other credit unions?
WESTMARK scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (105.12% vs 83.90%). Its widest shortfall is net worth ratio (8.09% vs 11.18%).
How can I join WESTMARK?
Membership eligibility for WESTMARK depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact WESTMARK directly for current membership requirements and application steps.
Is my money safe at WESTMARK?
WESTMARK is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WESTMARK's net worth ratio of 8.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.