State credit union · KEOKUK, Iowa · NCUA charter #61393
Lee County
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $3.2M
- Total assets
- 531
- Members
- 30.2%
- Net-worth ratio
Lee County scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.2M; members 531; net-worth ratio 30.22%; health rank #433 of 4,374; healthier than 87th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#433 of 4,374 health · 2025Q4Lee County · health 94/100 · $3.2M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lee County vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lee County sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lee County: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +17.94 pp (81.54% vs 63.60%).
Iowa standing for Lee County
- In Iowa, health place is #8 of 66 on the same NCUA-ratio sort used nationally.
- Iowa assets place: #62 of 66.
- Iowa membership ordinal: #61 of 66.
- One place up in Iowa, CENT (#7) scores 95/100, 1 point higher; one place down, Members Community (#9) ties at 94/100.
How Lee County's 5300 filing moved
Lee County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $3.2M (2025Q4) to $3.3M (2026Q1).
- Net-worth ratio shifted -0.91 pp (31.13% → 30.22%).
30.22% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
Lee County gives up 6 points in total. Member Growth costs the most, 5.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 14.8 pts
Lee County vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 30.22% | +11.16 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.56% | +1.11 pp |
| Member Growth | 0.19% | - |
| Loan-to-Share Ratio | 81.54% | +17.94 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Lee County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.3M | - |
| 2025Q4 | $3.2M | 531 |
| 2024Q4 | $3.3M | 530 |
| 2023Q4 | $3.4M | 542 |
Credit Union Details
- Charter Number
- 61393
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- KEOKUK
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Lee County.
| Office | City |
|---|---|
| LEE CO CREDIT UNION (Main Office) | KEOKUK, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
- DES MOINES FIRE DEPARTMENTDES MOINES, IA · $2M–$10M92Health
- WATERLOO FIREMEN'SWaterloo, IA · $2M–$10M90Health
- GAS & ELECTRIC EMPLOYEESmason city, IA · $2M–$10M88Health
- DUBUQUE POSTAL EMPLOYEESDUBUQUE, IA · $2M–$10M87Health
- BURLINGTON MUNICIPAL EMPLOYEESBurlington, IA · $2M–$10M82Health
Lee County nationwide neighbourhoods
Using this data
- Lee County ranks #433 of 4,374 nationally on financial health and #8 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Des Moines Fire Department is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Des Moines Fire Department
Frequently Asked Questions
Is Lee County financially healthy?
Lee County has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #433 of 4,374 nationally on health and #8 of 66 in Iowa. Its net worth ratio is 30.22% and its delinquency rate 0.00%.
How does Lee County compare to other credit unions?
Lee County scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (81.54% vs 63.60%).
How can I join Lee County?
Membership eligibility for Lee County depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lee County directly for current membership requirements and application steps.
Is my money safe at Lee County?
Lee County is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lee County's net worth ratio of 30.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.