State credit union · KEOKUK, Iowa · NCUA charter #61393
Lee County
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $3.2M
- Total assets
- 531
- Members
- 30.2%
- Net-worth ratio
Lee County scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.2M; members 531; net-worth ratio 30.22%; health rank #433 of 4,374; healthier than 87th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#433 of 4,374 health · 2025Q4Lee County · health 94/100 · $3.2M · 2025Q4
- BOOK 94/100
- CHARTER 30.2%
- NCUSIF 0.00%
- CAMELS 1.56%
- HEALTH $3.2M
- NW 531
- DELQ #433/4,374
- ROA n/a
- ASSETS 61393
Call Report peers
Lee County carries $3.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lee County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lee County - Share Insurance Coverage
Charter #61393's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Lee County: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +17.94 pp (81.54% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Iowa standing for Lee County
- In Iowa, health place is #8 of 66 on the same NCUA-ratio sort used nationally.
- Iowa assets place: #62 of 66.
- Iowa membership ordinal: #61 of 66.
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Lee County's 5300 filing moved
Lee County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.7% from $3.2M (2025Q4) to $3.3M (2026Q1).
- Net-worth ratio shifted -0.91 pp (31.13% → 30.22%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
30.22% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 94.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 14.8 pts
Lee County vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 30.22% | +11.16 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.56% | +1.11 pp |
| Member Growth | 0.19% | - |
| Loan-to-Share Ratio | 81.54% | +17.94 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Lee County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.3M | - |
| 2025Q4 | $3.2M | 531 |
| 2024Q4 | $3.3M | 530 |
| 2023Q4 | $3.4M | 542 |
Credit Union Details
- Charter Number
- 61393
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- KEOKUK
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Lee County.
| Office | City |
|---|---|
| LEE CO CREDIT UNION (Main Office) | KEOKUK, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
- DES MOINES FIRE DEPARTMENTDES MOINES, IA · $2M–$10M92Health
- WATERLOO FIREMEN'SWaterloo, IA · $2M–$10M90Health
- GAS & ELECTRIC EMPLOYEESmason city, IA · $2M–$10M88Health
- DUBUQUE POSTAL EMPLOYEESDUBUQUE, IA · $2M–$10M87Health
- BURLINGTON MUNICIPAL EMPLOYEESBurlington, IA · $2M–$10M82Health
Lee County nationwide neighbourhoods
Lee County's nationwide photo peers by assets and by health score, excluding Iowa charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (94/100 here).
Using this data
- Lee County ranks #433 of 4,374 nationally on financial health and #8 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Des Moines Fire Department is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Des Moines Fire Department
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Lee County financially healthy?
Yes/no aside, the number is 94/100 (Excellent) - Lee County's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #433 of 4,374; by total assets it ranks #4,023 of 4,374 nationally (same basis as /rankings/largest); and #62 of 66 within Iowa. Above 80 reads excellent, below 50 warrants closer monitoring; a 30.22% net worth ratio and 0.00% delinquency rate are the key drivers.
How does Lee County compare to other credit unions?
Five weighted metrics from NCUA filings produce Lee County's 94/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Lee County?
Membership eligibility for Lee County depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lee County directly for current membership requirements and application steps.
Is my money safe at Lee County?
Federal credit unions like Lee County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lee County's net worth ratio of 30.22% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Lee County offer compared to banks?
Credit unions like Lee County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Lee County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.