State credit union · Dawson, Minnesota · NCUA charter #61624
Greater Community
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $284.9M
- Total assets
- 8,605
- Members
- 20.4%
- Net-worth ratio
Greater Community scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $284.9M; members 8,605; net-worth ratio 20.39%; health rank #445 of 4,374; healthier than 87th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#445 of 4,374 health · 2025Q4Greater Community · health 94/100 · $284.9M · 2025Q4
Call Report peers
Greater Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Greater Community sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Greater Community
- Net Worth Ratio leads the peer set - 20.39% here, 12.11% peer average (+8.28 pp).
Where Greater Community sits in Minnesota
- Minnesota health ordinal: #12 of 82.
- By total assets, Greater Community is #23 of 82 in Minnesota.
- Member book place in Minnesota: #35 of 82.
- One place up in Minnesota, LATVIAN (#11) scores 95/100, 1 point higher; one place down, Federated Employees (#13) ties at 94/100.
Greater Community: 2025Q4 → 2026Q1
Greater Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $284.9M (2025Q4) to $294.7M (2026Q1).
- Net-worth ratio shifted -0.31 pp (20.70% → 20.39%).
At 20.39%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
Greater Community gives up 6 points in total. Member Growth costs the most, 6.1 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.7 pts
- Return on Assets 15.0 pts
- Member Growth 8.9 pts
- Loan-to-Share Ratio 15.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.39% | +8.28 pp |
| Delinquency Rate | 0.53% | -0.36 pp |
| Return on Assets | 1.69% | +1.07 pp |
| Member Growth | -0.05% | - |
| Loan-to-Share Ratio | 75.59% | +3.39 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $294.7M | - |
| 2025Q4 | $284.9M | 8,605 |
| 2024Q4 | $283.0M | 8,609 |
| 2023Q4 | $261.7M | 8,645 |
Credit Union Details
- Charter Number
- 61624
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Minnesota
- City
- Dawson
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Greater Community runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| Greater Community Credit Union (Main Office) | Dawson, MN |
| Greater Community Credit Union/Boyd Branch | Boyd, MN |
| Greater Community Credit Union/Fergus Falls Branch | Fergus Falls, MN |
| Greater Community Credit Union/Renville Branch | Renville, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
A look at other Minnesota credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Greater Community
Similar total assets
Similar health score
Using this data
- Greater Community ranks #445 of 4,374 nationally on financial health and #12 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Home Town is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Home Town
Frequently Asked Questions
Is Greater Community financially healthy?
Greater Community has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #445 of 4,374 nationally on health and #12 of 82 in Minnesota. Its net worth ratio is 20.39% and its delinquency rate 0.53%.
How does Greater Community compare to other credit unions?
Greater Community scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (20.39% vs 12.11%).
How can I join Greater Community?
Membership eligibility for Greater Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greater Community directly for current membership requirements and application steps.
Is my money safe at Greater Community?
Greater Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Community's net worth ratio of 20.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.