State credit union · AMARILLO, Texas · NCUA charter #67639
Amarillo Postal Employees
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $19.1M
- Total assets
- 1,838
- Members
- 12.6%
- Net-worth ratio
Amarillo Postal Employees scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.1M; members 1,838; net-worth ratio 12.60%; health rank #2,430 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,430 of 4,374 health · 2025Q4Amarillo Postal Employees · health 82/100 · $19.1M · 2025Q4
Call Report peers
Amarillo Postal Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Amarillo Postal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Amarillo Postal Employees sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Amarillo Postal Employees vs $10M–$50M peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.15% (-1.15 pp).
- Largest lag: Loan-to-Share Ratio at 44.93% vs peer 59.80% (-14.87 pp).
Amarillo Postal Employees in Texas
- Texas health ordinal: #221 of 386.
- Texas assets place: #261 of 386.
- Membership ranks #267 of 386 among Texas CUs with a reported count (1,838 members).
- One place up in Texas, NSPIRE (#220) ties at 82/100; one place down, Reeves County Teachers (#222) ties at 82/100.
How Amarillo Postal Employees's 5300 filing moved
Amarillo Postal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.1% from $19.1M (2025Q4) to $19.6M (2026Q1).
- Net-worth ratio shifted -0.43 pp (13.03% → 12.60%).
At 12.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Amarillo Postal Employees gives up 18 points in total. Member Growth costs the most, 7.8 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.5 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 10.3 pts
Amarillo Postal Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.60% | -2.26 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.13% | -0.57 pp |
| Member Growth | -1.02% | - |
| Loan-to-Share Ratio | 44.93% | -14.87 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Amarillo Postal Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.6M | - |
| 2025Q4 | $19.1M | 1,838 |
| 2024Q4 | $18.6M | 1,857 |
| 2023Q4 | $18.3M | 1,836 |
Credit Union Details
- Charter Number
- 67639
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- AMARILLO
- Data Quarter
- 2025Q4
Branch Location
Amarillo Postal Employees operates a single office in AMARILLO, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| AMARILLO POSTAL EMPLOYEES CREDIT UNION (Main Office) | AMARILLO, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Cross-state Call Report peers for Amarillo Postal Employees
Similar total assets
Similar health score
Using this data
- Amarillo Postal Employees ranks #2,430 of 4,374 nationally on financial health and #221 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GERMANIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GERMANIA
Frequently Asked Questions
Is Amarillo Postal Employees financially healthy?
Amarillo Postal Employees has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,430 of 4,374 nationally on health and #221 of 386 in Texas. Its net worth ratio is 12.60% and its delinquency rate 0.00%.
How does Amarillo Postal Employees compare to other credit unions?
Amarillo Postal Employees scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.00% vs 1.15%). Its widest shortfall is loan-to-share ratio (44.93% vs 59.80%).
How can I join Amarillo Postal Employees?
Membership eligibility for Amarillo Postal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Amarillo Postal Employees directly for current membership requirements and application steps.
Is my money safe at Amarillo Postal Employees?
Amarillo Postal Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Amarillo Postal Employees's net worth ratio of 12.60% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.