Federal credit union · TULSA, Oklahoma · NCUA charter #19355
Dfcu Tulsa
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $61.9M
- Total assets
- 8,030
- Members
- 15.2%
- Net-worth ratio
Dfcu Tulsa scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $61.9M; members 8,030; net-worth ratio 15.19%; health rank #3,254 of 4,374; healthier than 24th of scored peers.
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NCUA 5300 Call Report Masthead
#3,254 of 4,374 health · 2025Q4Dfcu Tulsa · health 75/100 · $61.9M · 2025Q4
Call Report peers
Dfcu Tulsa in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dfcu Tulsa vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dfcu Tulsa sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Dfcu Tulsa diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +20.67 pp (83.27% vs 62.60%).
- Largest lag: Delinquency Rate at 2.14% vs peer 0.96% (+1.17 pp).
Dfcu Tulsa in Oklahoma
- In Oklahoma, health place is #38 of 53 on the same NCUA-ratio sort used nationally.
- Assets rank #29 of 53 inside Oklahoma ($61.9M reported).
- Member book place in Oklahoma: #28 of 53.
- One place up in Oklahoma, United Members (#37) scores 76/100, 1 point higher; one place down, Red Crown (#39) scores 74/100, 1 point lower.
Dfcu Tulsa: 2025Q4 → 2026Q1
Dfcu Tulsa: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.1% from $61.9M (2025Q4) to $64.5M (2026Q1).
- Net-worth ratio shifted -0.52 pp (15.71% → 15.19%).
At 15.19%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
Dfcu Tulsa gives up 25 points in total. Delinquency Rate costs the most, 13.4 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.6 pts
- Return on Assets 12.3 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.19% | +1.57 pp |
| Delinquency Rate | 2.14% | +1.17 pp |
| Return on Assets | 0.32% | -0.34 pp |
| Member Growth | -1.87% | - |
| Loan-to-Share Ratio | 83.27% | +20.67 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $64.5M | - |
| 2025Q4 | $61.9M | 8,030 |
| 2024Q4 | $59.4M | 8,183 |
| 2023Q4 | $57.4M | 8,755 |
Credit Union Details
- Charter Number
- 19355
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Oklahoma
- City
- TULSA
- Data Quarter
- 2025Q4
Branch Locations (2)
Dfcu Tulsa operates 2 offices in Tulsa, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Tulsa, OK |
| Fire Fighters Credit Union | Tulsa, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.
Other-state peers near Dfcu Tulsa
Similar total assets
Using this data
- Dfcu Tulsa ranks #3,254 of 4,374 nationally on financial health and #38 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fraternal Order of Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fraternal Order of Police
Frequently Asked Questions
Is Dfcu Tulsa financially healthy?
On its 2025Q4 NCUA 5300 filing, Dfcu Tulsa scores 75/100 (Very Good), with a 15.19% net worth ratio and 2.14% of loans delinquent. It ranks #3,254 of 4,374 nationally on health and #38 of 53 in Oklahoma.
How does Dfcu Tulsa compare to other credit unions?
Dfcu Tulsa scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (83.27% vs 62.60%). Its widest shortfall is delinquency rate (2.14% vs 0.96%).
How can I join Dfcu Tulsa?
Dfcu Tulsa operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Dfcu Tulsa directly for the exact boundaries and application steps.
Is my money safe at Dfcu Tulsa?
Dfcu Tulsa is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dfcu Tulsa's net worth ratio of 15.19% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.