Federal credit union · TULSA, Oklahoma · NCUA charter #19355
Dfcu Tulsa
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $61.9M
- Total assets
- 8,030
- Members
- 15.2%
- Net-worth ratio
Dfcu Tulsa scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $61.9M; members 8,030; net-worth ratio 15.19%; health rank #3,254 of 4,374; healthier than 24th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,254 of 4,374 health · 2025Q4Dfcu Tulsa · health 75/100 · $61.9M · 2025Q4
- ASSETS 75/100
- MEM 15.2%
- RANK 2.14%
- PHOTO 0.32%
- BOOK $61.9M
- CHARTER 8,030
- NCUSIF #3,254/4,374
- CAMELS Financial Security
- HEALTH 19355
Call Report peers
Dfcu Tulsa in the assets neighbourhood
Dfcu Tulsa's $61.9M assets sit next to Financial Security ($61.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dfcu Tulsa vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dfcu Tulsa - Share Insurance Coverage
Charter #19355's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Dfcu Tulsa diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +20.67 pp (83.27% vs 62.60%).
- Largest lag: Delinquency Rate at 2.14% vs peer 0.96% (+1.17 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Dfcu Tulsa in Oklahoma
- In Oklahoma, health place is #38 of 53 on the same NCUA-ratio sort used nationally.
- Assets rank #29 of 53 inside Oklahoma ($61.9M reported).
- Member book place in Oklahoma: #28 of 53.
In-state ordinals use the live credit_unions table for OK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Dfcu Tulsa: 2025Q4 → 2026Q1
Dfcu Tulsa: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.1% from $61.9M (2025Q4) to $64.5M (2026Q1).
- Net-worth ratio shifted -0.52 pp (15.71% → 15.19%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 15.19%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.6 pts
- Return on Assets 12.3 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.19% | +1.57 pp |
| Delinquency Rate | 2.14% | +1.17 pp |
| Return on Assets | 0.32% | -0.34 pp |
| Member Growth | -1.87% | - |
| Loan-to-Share Ratio | 83.27% | +20.67 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $64.5M | - |
| 2025Q4 | $61.9M | 8,030 |
| 2024Q4 | $59.4M | 8,183 |
| 2023Q4 | $57.4M | 8,755 |
Credit Union Details
- Charter Number
- 19355
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Oklahoma
- City
- TULSA
- Data Quarter
- 2025Q4
Branch Locations (2)
Dfcu Tulsa operates 2 offices in Tulsa, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Tulsa, OK |
| Fire Fighters Credit Union | Tulsa, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.
Other-state peers near Dfcu Tulsa
Dfcu Tulsa's nationwide photo peers by assets and by health score, excluding Oklahoma charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($61.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- Dfcu Tulsa ranks #3,254 of 4,374 nationally on financial health and #38 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fraternal Order of Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fraternal Order of Police
- Rates and health both vary by institution, not just by state -- see how Oklahoma credit unions compare overall before assuming this one is typical. Oklahoma state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dfcu Tulsa financially healthy?
Dfcu Tulsa scores 75/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,254 of 4,374; by total assets it ranks #2,232 of 4,374 nationally (same basis as /rankings/largest); and #29 of 53 within Oklahoma. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 15.19% net worth ratio and a 2.14% delinquency rate.
How does Dfcu Tulsa compare to other credit unions?
Five weighted metrics from NCUA filings produce Dfcu Tulsa's 75/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dfcu Tulsa?
Dfcu Tulsa operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Dfcu Tulsa directly for the exact boundaries and application steps.
Is my money safe at Dfcu Tulsa?
Federal credit unions like Dfcu Tulsa are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dfcu Tulsa's net worth ratio of 15.19% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dfcu Tulsa offer compared to banks?
Credit unions like Dfcu Tulsa are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dfcu Tulsa directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.