State credit union · fenton, Missouri · NCUA charter #63055
St. Louis Newspaper Carriers
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $19.3M
- Total assets
- 519
- Members
- 6.6%
- Net-worth ratio
St. Louis Newspaper Carriers scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.3M; members 519; net-worth ratio 6.63%; health rank #3,792 of 4,374; healthier than 13th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,792 of 4,374 health · 2025Q4St. Louis Newspaper Carriers · health 67/100 · $19.3M · 2025Q4
Call Report peers
St. Louis Newspaper Carriers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Louis Newspaper Carriers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); St. Louis Newspaper Carriers sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for St. Louis Newspaper Carriers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +32.40 pp (92.20% vs 59.80%).
- Widest shortfall vs peers is Net Worth Ratio: -8.23 pp (6.63% vs 14.86%).
St. Louis Newspaper Carriers in Missouri
- Health composite ranks #76 of 89 among scored Missouri credit unions.
- Assets rank #59 of 89 inside Missouri ($19.3M reported).
- Missouri membership ordinal: #82 of 89.
- One place up in Missouri, Great Plains (#75) ties at 67/100; one place down, Southeast Missouri Community (#77) scores 63/100, 4 points lower.
St. Louis Newspaper Carriers: 2025Q4 → 2026Q1
St. Louis Newspaper Carriers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $19.3M (2025Q4) to $19.8M (2026Q1).
- Net-worth ratio shifted -0.22 pp (6.85% → 6.63%).
At 6.63%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 67/100 score is built
St. Louis Newspaper Carriers gives up 33 points in total. Return on Assets costs the most, 15 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 19.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 14.3 pts
St. Louis Newspaper Carriers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 6.63% | -8.23 pp |
| Delinquency Rate | 0.02% | -1.12 pp |
| Return on Assets | -0.62% | -1.33 pp |
| Member Growth | -0.57% | - |
| Loan-to-Share Ratio | 92.20% | +32.40 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - St. Louis Newspaper Carriers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.8M | - |
| 2025Q4 | $19.3M | 519 |
| 2024Q4 | $19.4M | 522 |
| 2023Q4 | $21.3M | 517 |
Credit Union Details
- Charter Number
- 63055
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Missouri
- City
- fenton
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, St. Louis Newspaper Carriers runs one office.
| Office | City |
|---|---|
| st louis newspaper carriers credit union (Main Office) | Fenton, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Other-state peers near St. Louis Newspaper Carriers
Using this data
- St. Louis Newspaper Carriers ranks #3,792 of 4,374 nationally on financial health and #76 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Summit Ridge is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Summit Ridge
Frequently Asked Questions
Is St. Louis Newspaper Carriers financially healthy?
St. Louis Newspaper Carriers has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,792 of 4,374 nationally on health and #76 of 89 in Missouri. Its net worth ratio is 6.63% and its delinquency rate 0.02%.
How does St. Louis Newspaper Carriers compare to other credit unions?
St. Louis Newspaper Carriers scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (92.20% vs 59.80%). Its widest shortfall is net worth ratio (6.63% vs 14.86%).
How can I join St. Louis Newspaper Carriers?
Membership eligibility for St. Louis Newspaper Carriers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Louis Newspaper Carriers directly for current membership requirements and application steps.
Is my money safe at St. Louis Newspaper Carriers?
St. Louis Newspaper Carriers is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Louis Newspaper Carriers's net worth ratio of 6.63% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.