Federal credit union · Joint Base MDL, New Jersey · NCUA charter #15513
Fort Dix
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $7.3M
- Total assets
- 541
- Members
- 10.7%
- Net-worth ratio
Fort Dix scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.3M; members 541; net-worth ratio 10.68%; health rank #4,186 of 4,374; healthier than 4th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,186 of 4,374 health · 2025Q4Fort Dix · health 55/100 · $7.3M · 2025Q4
- CHARTER 55/100
- NCUSIF 10.7%
- CAMELS 4.96%
- HEALTH 0.24%
- NW $7.3M
- DELQ 541
- ROA #4,186/4,374
- ASSETS n/a
- MEM 15513
Fort Dix carries $7.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fort Dix vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fort Dix - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #15513, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Fort Dix: Call Report deltas vs peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -37.80 pp (25.80% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Fort Dix: in-state Call Report ranks
- New Jersey health ordinal: #119 of 127.
- By total assets, Fort Dix is #93 of 127 in New Jersey.
- Membership ranks #109 of 127 among New Jersey CUs with a reported count (541 members).
In-state ordinals use the live credit_unions table for NJ only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Fort Dix's 5300 filing moved
Fort Dix: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.3% from $7.3M (2025Q4) to $7.3M (2026Q1).
- Net-worth ratio shifted +0.14 pp (10.54% → 10.68%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 55/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 55.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 11.1 pts
- Member Growth 6.1 pts
- Loan-to-Share Ratio 7.8 pts
Call Report ratios for Fort Dix
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.68% | -8.38 pp |
| Delinquency Rate | 4.96% | +3.15 pp |
| Return on Assets | 0.24% | -0.21 pp |
| Member Growth | -1.64% | - |
| Loan-to-Share Ratio | 25.80% | -37.80 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Fort Dix quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.3M | - |
| 2025Q4 | $7.3M | 541 |
| 2024Q4 | $6.8M | 550 |
| 2023Q4 | $6.7M | 590 |
Credit Union Details
- Charter Number
- 15513
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- Joint Base MDL
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Fort Dix.
| Office | City |
|---|---|
| Fort Dix Federal Credit Union (Main Office) | Ft Dix, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Fort Dix - kept outside New Jersey; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (55/100 here).
Using this data
- Fort Dix ranks #4,186 of 4,374 nationally on financial health and #119 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Public Service H C Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Public Service H C Employees
- Rates and health both vary by institution, not just by state -- see how New Jersey credit unions compare overall before assuming this one is typical. New Jersey state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Fort Dix financially healthy?
Fort Dix has a financial health score of 55/100 (Fair) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,186 of 4,374; by total assets it ranks #3,713 of 4,374 nationally (same basis as /rankings/largest); and #93 of 127 within New Jersey. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.68% and delinquency rate of 4.96%.
How does Fort Dix compare to other credit unions?
Fort Dix scores 55/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Fort Dix?
Membership eligibility for Fort Dix depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fort Dix directly for current membership requirements and application steps.
Is my money safe at Fort Dix?
Federal credit unions like Fort Dix are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Dix's net worth ratio of 10.68% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Fort Dix offer compared to banks?
Credit unions like Fort Dix are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Fort Dix directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.