Federal credit union · Joint Base MDL, New Jersey · NCUA charter #15513
Fort Dix
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $7.3M
- Total assets
- 541
- Members
- 10.7%
- Net-worth ratio
Fort Dix scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.3M; members 541; net-worth ratio 10.68%; health rank #4,186 of 4,374; healthier than 4th of scored peers.
NCUA Call Report stamp band
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Fort Dix vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fort Dix sits in 55-59 with 115 others.
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fort Dix: Call Report deltas vs peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -37.80 pp (25.80% vs 63.60%).
Fort Dix: in-state Call Report ranks
- New Jersey health ordinal: #119 of 127.
- By total assets, Fort Dix is #93 of 127 in New Jersey.
- Membership ranks #109 of 127 among New Jersey CUs with a reported count (541 members).
- One place up in New Jersey, Division 819 Transit Employees (#118) ties at 55/100; one place down, PATH (#120) scores 53/100, 2 points lower.
How Fort Dix's 5300 filing moved
Fort Dix: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $7.3M (2025Q4) to $7.3M (2026Q1).
- Net-worth ratio shifted +0.14 pp (10.54% → 10.68%).
At 10.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 55/100 score is built
Fort Dix gives up 45 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 11.1 pts
- Member Growth 6.1 pts
- Loan-to-Share Ratio 7.8 pts
Call Report ratios for Fort Dix
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.68% | -8.38 pp |
| Delinquency Rate | 4.96% | +3.15 pp |
| Return on Assets | 0.24% | -0.21 pp |
| Member Growth | -1.64% | - |
| Loan-to-Share Ratio | 25.80% | -37.80 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Fort Dix quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.3M | - |
| 2025Q4 | $7.3M | 541 |
| 2024Q4 | $6.8M | 550 |
| 2023Q4 | $6.7M | 590 |
Credit Union Details
- Charter Number
- 15513
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- Joint Base MDL
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Fort Dix.
| Office | City |
|---|---|
| Fort Dix Federal Credit Union (Main Office) | Ft Dix, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Fort Dix ranks #4,186 of 4,374 nationally on financial health and #119 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Public Service H C Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Public Service H C Employees
Frequently Asked Questions
Is Fort Dix financially healthy?
On its 2025Q4 NCUA 5300 filing, Fort Dix scores 55/100 (Fair), with a 10.68% net worth ratio and 4.96% of loans delinquent. It ranks #4,186 of 4,374 nationally on health and #119 of 127 in New Jersey.
How does Fort Dix compare to other credit unions?
Fort Dix scores 55/100, higher than 4% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (25.80% vs 63.60%).
How can I join Fort Dix?
Membership eligibility for Fort Dix depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fort Dix directly for current membership requirements and application steps.
Is my money safe at Fort Dix?
Fort Dix is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Dix's net worth ratio of 10.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.