State credit union · Silverdale, Washington · NCUA charter #68254
CONNECTION
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $38.2M
- Total assets
- 3,322
- Members
- 13.2%
- Net-worth ratio
CONNECTION scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.2M; members 3,322; net-worth ratio 13.21%; health rank #3,173 of 4,374; healthier than 26th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,173 of 4,374 health · 2025Q4CONNECTION · health 76/100 · $38.2M · 2025Q4
- MEM 76/100
- RANK 13.2%
- PHOTO 1.74%
- BOOK 0.22%
- CHARTER $38.2M
- NCUSIF 3,322
- CAMELS #3,173/4,374
- HEALTH Catholic Family
- NW 68254
Call Report peers
CONNECTION in the assets neighbourhood
CONNECTION's $38.2M assets sit next to Catholic Family ($38.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CONNECTION vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CONNECTION - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68254 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where CONNECTION diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 73.68% here, 59.80% peer average (+13.88 pp).
- Net Worth Ratio trails the peer set - 13.21% here, 14.86% peer average (-1.65 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Washington standing for CONNECTION
- Health composite ranks #64 of 75 among scored Washington credit unions.
- Assets rank #63 of 75 inside Washington ($38.2M reported).
- Washington membership ordinal: #61 of 75.
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How CONNECTION's 5300 filing moved
CONNECTION: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.5% from $38.2M (2025Q4) to $39.6M (2026Q1).
- Net-worth ratio shifted -0.31 pp (13.52% → 13.21%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.21%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.4 pts
- Return on Assets 10.8 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.21% | -1.65 pp |
| Delinquency Rate | 1.74% | +0.60 pp |
| Return on Assets | 0.22% | -0.49 pp |
| Member Growth | -2.06% | - |
| Loan-to-Share Ratio | 73.68% | +13.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
CONNECTION filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.6M | - |
| 2025Q4 | $38.2M | 3,322 |
| 2024Q4 | $40.1M | 3,392 |
| 2023Q4 | $39.8M | 3,460 |
Credit Union Details
- Charter Number
- 68254
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Washington
- City
- Silverdale
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for CONNECTION, spread across 2 cities.
| Office | City |
|---|---|
| Silverdale Office (Main Office) | Silverdale, WA |
| Bremerton Office | Bremerton, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
CONNECTION's nationwide photo peers by assets and by health score, excluding Washington charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($38.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- CONNECTION ranks #3,173 of 4,374 nationally on financial health and #64 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Longshoremen's Local 4 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Longshoremen's Local 4
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CONNECTION financially healthy?
CONNECTION scores 76/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,173 of 4,374; by total assets it ranks #2,647 of 4,374 nationally (same basis as /rankings/largest); and #63 of 75 within Washington. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.21% net worth ratio and a 1.74% delinquency rate.
How does CONNECTION compare to other credit unions?
On PlainCU's health composite, CONNECTION lands at 76/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CONNECTION?
Membership eligibility for CONNECTION depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CONNECTION directly for current membership requirements and application steps.
Is my money safe at CONNECTION?
Federal credit unions like CONNECTION are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CONNECTION's net worth ratio of 13.21% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CONNECTION offer compared to banks?
Credit unions like CONNECTION are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CONNECTION directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.