State credit union · Silverdale, Washington · NCUA charter #68254
CONNECTION
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $38.2M
- Total assets
- 3,322
- Members
- 13.2%
- Net-worth ratio
CONNECTION scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.2M; members 3,322; net-worth ratio 13.21%; health rank #3,173 of 4,374; healthier than 26th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,173 of 4,374 health · 2025Q4CONNECTION · health 76/100 · $38.2M · 2025Q4
Call Report peers
CONNECTION in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CONNECTION vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CONNECTION sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where CONNECTION diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 73.68% here, 59.80% peer average (+13.88 pp).
- Net Worth Ratio trails the peer set - 13.21% here, 14.86% peer average (-1.65 pp).
Washington standing for CONNECTION
- Health composite ranks #64 of 75 among scored Washington credit unions.
- Assets rank #63 of 75 inside Washington ($38.2M reported).
- Washington membership ordinal: #61 of 75.
- One place up in Washington, QUALSTAR (#63) ties at 76/100; one place down, NORDSTROM (#65) scores 75/100, 1 point lower.
How CONNECTION's 5300 filing moved
CONNECTION: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $38.2M (2025Q4) to $39.6M (2026Q1).
- Net-worth ratio shifted -0.31 pp (13.52% → 13.21%).
At 13.21%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 76/100 score is built
CONNECTION gives up 24 points in total. Delinquency Rate costs the most, 10.6 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.4 pts
- Return on Assets 10.8 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.21% | -1.65 pp |
| Delinquency Rate | 1.74% | +0.60 pp |
| Return on Assets | 0.22% | -0.49 pp |
| Member Growth | -2.06% | - |
| Loan-to-Share Ratio | 73.68% | +13.88 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
CONNECTION filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.6M | - |
| 2025Q4 | $38.2M | 3,322 |
| 2024Q4 | $40.1M | 3,392 |
| 2023Q4 | $39.8M | 3,460 |
Credit Union Details
- Charter Number
- 68254
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Washington
- City
- Silverdale
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for CONNECTION, spread across 2 cities.
| Office | City |
|---|---|
| Silverdale Office (Main Office) | Silverdale, WA |
| Bremerton Office | Bremerton, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- CONNECTION ranks #3,173 of 4,374 nationally on financial health and #64 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Longshoremen's Local 4 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Longshoremen's Local 4
Frequently Asked Questions
Is CONNECTION financially healthy?
On its 2025Q4 NCUA 5300 filing, CONNECTION scores 76/100 (Very Good), with a 13.21% net worth ratio and 1.74% of loans delinquent. It ranks #3,173 of 4,374 nationally on health and #64 of 75 in Washington.
How does CONNECTION compare to other credit unions?
CONNECTION scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (73.68% vs 59.80%). Its widest shortfall is net worth ratio (13.21% vs 14.86%).
How can I join CONNECTION?
Membership eligibility for CONNECTION depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CONNECTION directly for current membership requirements and application steps.
Is my money safe at CONNECTION?
CONNECTION is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CONNECTION's net worth ratio of 13.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.