State credit union · COLLEGE PLACE, Washington · NCUA charter #68280
Blue Mountain
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $54.8M
- Total assets
- 4,491
- Members
- 13.2%
- Net-worth ratio
Blue Mountain scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $54.8M; members 4,491; net-worth ratio 13.21%; health rank #1,628 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,628 of 4,374 health · 2025Q4Blue Mountain · health 87/100 · $54.8M · 2025Q4
Call Report peers
Blue Mountain in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Blue Mountain vs every NCUA-scored credit union
Blue Mountain sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Blue Mountain vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +19.88 pp (82.48% vs 62.60%).
- Net Worth Ratio trails the peer set - 13.21% here, 13.62% peer average (-0.41 pp).
Where Blue Mountain sits in Washington
- In Washington, health place is #35 of 75 on the same NCUA-ratio sort used nationally.
- Washington assets place: #61 of 75.
- Washington membership ordinal: #50 of 75.
- One place up in Washington, People's Community (#34) ties at 87/100; one place down, Our Community (#36) ties at 87/100.
Blue Mountain Call Report trajectory
Blue Mountain: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $54.8M (2025Q4) to $55.8M (2026Q1).
- Net-worth ratio shifted -0.06 pp (13.27% → 13.21%).
13.21% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Blue Mountain gives up 13 points in total. Member Growth costs the most, 8 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 15.0 pts
- Member Growth 7.0 pts
- Loan-to-Share Ratio 14.6 pts
Blue Mountain health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.21% | -0.41 pp |
| Delinquency Rate | 0.96% | -0.00 pp |
| Return on Assets | 1.14% | +0.48 pp |
| Member Growth | -1.10% | - |
| Loan-to-Share Ratio | 82.48% | +19.88 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.8M | - |
| 2025Q4 | $54.8M | 4,491 |
| 2024Q4 | $54.0M | 4,541 |
| 2023Q4 | $51.2M | 4,488 |
Credit Union Details
- Charter Number
- 68280
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Washington
- City
- COLLEGE PLACE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Blue Mountain runs one office.
| Office | City |
|---|---|
| Blue Mountain Credit Union (Main Office) | College Place, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Blue Mountain
Similar total assets
Using this data
- Blue Mountain ranks #1,628 of 4,374 nationally on financial health and #35 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OLYMPIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OLYMPIA
Frequently Asked Questions
Is Blue Mountain financially healthy?
On its 2025Q4 NCUA 5300 filing, Blue Mountain scores 87/100 (Excellent), with a 13.21% net worth ratio and 0.96% of loans delinquent. It ranks #1,628 of 4,374 nationally on health and #35 of 75 in Washington.
How does Blue Mountain compare to other credit unions?
Blue Mountain scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (82.48% vs 62.60%). Its widest shortfall is net worth ratio (13.21% vs 13.62%).
How can I join Blue Mountain?
Membership eligibility for Blue Mountain depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Blue Mountain directly for current membership requirements and application steps.
Is my money safe at Blue Mountain?
Blue Mountain is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Blue Mountain's net worth ratio of 13.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.