State credit union · SPOKANE, Washington · NCUA charter #68305
Responders Emergency Services
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $58.2M
- Total assets
- 2,648
- Members
- 16.9%
- Net-worth ratio
Responders Emergency Services scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $58.2M; members 2,648; net-worth ratio 16.92%; health rank #221 of 4,374; healthier than 93rd of scored peers.
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NCUA 5300 Call Report Masthead
#221 of 4,374 health · 2025Q4Responders Emergency Servic… · health 96/100 · $58.2M · 2025Q4
Call Report peers
Responders Emergency Services in the assets neighbourhood
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Responders Emergency Services vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Responders Emergency Services sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Responders Emergency Services
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +6.46 pp (69.06% vs 62.60%).
Washington standing for Responders Emergency Services
- Health composite ranks #5 of 75 among scored Washington credit unions.
- By total assets, Responders Emergency Services is #58 of 75 in Washington.
- Membership ranks #62 of 75 among Washington CUs with a reported count (2,648 members).
- One place up in Washington, TAPCO (#4) scores 97/100, 1 point higher; one place down, Hapo Community (#6) ties at 96/100.
Quarter path for Responders Emergency Services
Responders Emergency Services: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.1% from $58.2M (2025Q4) to $57.0M (2026Q1).
- Net-worth ratio shifted +0.43 pp (16.49% → 16.92%).
This credit union's 16.92% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 96/100 score is built
Responders Emergency Services gives up 4 points in total. Member Growth costs the most, 3.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.6 pts
- Loan-to-Share Ratio 14.4 pts
Call Report ratios for Responders Emergency Services
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.92% | +3.30 pp |
| Delinquency Rate | 0.02% | -0.94 pp |
| Return on Assets | 0.67% | +0.01 pp |
| Member Growth | 2.16% | - |
| Loan-to-Share Ratio | 69.06% | +6.46 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Responders Emergency Servic… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.0M | - |
| 2025Q4 | $58.2M | 2,648 |
| 2024Q4 | $57.5M | 2,592 |
| 2023Q4 | $58.3M | 2,505 |
Credit Union Details
- Charter Number
- 68305
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Washington
- City
- SPOKANE
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Responders Emergency Services, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Responders Emergency Services Credit Union (Main Office) | Spokane, WA |
| Responders Emergency Services Credit Union Post Falls Branch | Post Falls, ID |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Cross-state Call Report peers for Responders Emergency Servic…
Using this data
- Responders Emergency Services ranks #221 of 4,374 nationally on financial health and #5 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NORDSTROM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NORDSTROM
Frequently Asked Questions
Is Responders Emergency Services financially healthy?
On its 2025Q4 NCUA 5300 filing, Responders Emergency Services scores 96/100 (Excellent), with a 16.92% net worth ratio and 0.02% of loans delinquent. It ranks #221 of 4,374 nationally on health and #5 of 75 in Washington.
How does Responders Emergency Services compare to other credit unions?
Responders Emergency Services scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (69.06% vs 62.60%).
How can I join Responders Emergency Services?
Membership eligibility for Responders Emergency Services depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Responders Emergency Services directly for current membership requirements and application steps.
Is my money safe at Responders Emergency Services?
Responders Emergency Services is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Responders Emergency Services's net worth ratio of 16.92% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.