State credit union · KINGSPORT, Tennessee · NCUA charter #68104
Kingsport Press Cu
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $92.7M
- Total assets
- 6,200
- Members
- 16.0%
- Net-worth ratio
Kingsport Press Cu scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $92.7M; members 6,200; net-worth ratio 15.98%; health rank #1,590 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,590 of 4,374 health · 2025Q4Kingsport Press Cu · health 87/100 · $92.7M · 2025Q4
- RANK 87/100
- PHOTO 16.0%
- BOOK 0.15%
- CHARTER 1.39%
- NCUSIF $92.7M
- CAMELS 6,200
- HEALTH #1,590/4,374
- NW JOURNEY
- DELQ 68104
Call Report peers
Kingsport Press Cu in the assets neighbourhood
Kingsport Press Cu's $92.7M assets sit next to JOURNEY ($92.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kingsport Press Cu vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Kingsport Press Cu - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #68104: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Kingsport Press Cu diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 73.51% here, 62.60% peer average (+10.91 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Kingsport Press Cu: in-state Call Report ranks
- In Tennessee, health place is #53 of 127 on the same NCUA-ratio sort used nationally.
- Tennessee assets place: #43 of 127.
- Membership ranks #48 of 127 among Tennessee CUs with a reported count (6,200 members).
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Kingsport Press Cu Call Report trajectory
Kingsport Press Cu: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.8% from $92.7M (2025Q4) to $95.3M (2026Q1).
- Net-worth ratio shifted -0.06 pp (16.04% → 15.98%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.98% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.6 pts
- Loan-to-Share Ratio 15.4 pts
Call Report ratios for Kingsport Press Cu
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.98% | +2.36 pp |
| Delinquency Rate | 0.15% | -0.81 pp |
| Return on Assets | 1.39% | +0.73 pp |
| Member Growth | -4.13% | - |
| Loan-to-Share Ratio | 73.51% | +10.91 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Kingsport Press Cu filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $95.3M | - |
| 2025Q4 | $92.7M | 6,200 |
| 2024Q4 | $86.7M | 6,467 |
| 2023Q4 | $80.3M | 7,314 |
Credit Union Details
- Charter Number
- 68104
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Tennessee
- City
- KINGSPORT
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Kingsport Press Cu, spread across 3 cities.
| Office | City |
|---|---|
| Kingsport Main Office (Main Office) | Kingsport, TN |
| Church Hill Office | Church Hill, TN |
| United Branch | Rogersville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Kingsport Press Cu nationwide neighbourhoods
Kingsport Press Cu's nationwide photo peers by assets and by health score, excluding Tennessee charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($92.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Kingsport Press Cu ranks #1,590 of 4,374 nationally on financial health and #53 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Family Advantage is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Family Advantage
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Kingsport Press Cu financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - Kingsport Press Cu's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,590 of 4,374; by total assets it ranks #1,888 of 4,374 nationally (same basis as /rankings/largest); and #43 of 127 within Tennessee. Above 80 reads excellent, below 50 warrants closer monitoring; a 15.98% net worth ratio and 0.15% delinquency rate are the key drivers.
How does Kingsport Press Cu compare to other credit unions?
Kingsport Press Cu scores 87/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Kingsport Press Cu?
Membership eligibility for Kingsport Press Cu depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kingsport Press Cu directly for current membership requirements and application steps.
Is my money safe at Kingsport Press Cu?
Federal credit unions like Kingsport Press Cu are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kingsport Press Cu's net worth ratio of 15.98% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Kingsport Press Cu offer compared to banks?
Credit unions like Kingsport Press Cu are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Kingsport Press Cu directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.