State credit union · Olympia, Washington · NCUA charter #68331
OLYMPIA
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $55.2M
- Total assets
- 3,712
- Members
- 7.8%
- Net-worth ratio
OLYMPIA scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $55.2M; members 3,712; net-worth ratio 7.85%; health rank #3,369 of 4,374; healthier than 23rd of scored peers.
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NCUA 5300 Call Report Masthead
#3,369 of 4,374 health · 2025Q4OLYMPIA · health 74/100 · $55.2M · 2025Q4
Call Report peers
OLYMPIA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
OLYMPIA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); OLYMPIA sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
OLYMPIA: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 73.36% here, 62.60% peer average (+10.76 pp).
- Widest shortfall vs peers is Net Worth Ratio: -5.77 pp (7.85% vs 13.62%).
OLYMPIA in Washington
- Washington health ordinal: #68 of 75.
- By total assets, OLYMPIA is #60 of 75 in Washington.
- Member book place in Washington: #55 of 75.
- One place up in Washington, SNOCOPE (#67) ties at 74/100; one place down, Seattle Metropolitan (#69) scores 70/100, 4 points lower.
Quarter path for OLYMPIA
OLYMPIA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $55.2M (2025Q4) to $57.2M (2026Q1).
- Net-worth ratio shifted -0.22 pp (8.07% → 7.85%).
At 7.85%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
OLYMPIA gives up 26 points in total. Return on Assets costs the most, 10.4 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 24.6 pts
- Delinquency Rate 24.2 pts
- Return on Assets 4.6 pts
- Member Growth 5.2 pts
- Loan-to-Share Ratio 15.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.85% | -5.77 pp |
| Delinquency Rate | 0.58% | -0.38 pp |
| Return on Assets | 0.00% | -0.65 pp |
| Member Growth | -2.08% | - |
| Loan-to-Share Ratio | 73.36% | +10.76 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
OLYMPIA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.2M | - |
| 2025Q4 | $55.2M | 3,712 |
| 2024Q4 | $52.4M | 3,791 |
| 2023Q4 | $52.5M | 3,800 |
Credit Union Details
- Charter Number
- 68331
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Washington
- City
- Olympia
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, OLYMPIA runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Olympia (Main Office) | Olympia, WA |
| Lacey | Lacey, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near OLYMPIA
Using this data
- OLYMPIA ranks #3,369 of 4,374 nationally on financial health and #68 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Blue Mountain is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Blue Mountain
Frequently Asked Questions
Is OLYMPIA financially healthy?
OLYMPIA has a financial health score of 74/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,369 of 4,374 nationally on health and #68 of 75 in Washington. Its net worth ratio is 7.85% and its delinquency rate 0.58%.
How does OLYMPIA compare to other credit unions?
OLYMPIA scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (73.36% vs 62.60%). Its widest shortfall is net worth ratio (7.85% vs 13.62%).
How can I join OLYMPIA?
Membership eligibility for OLYMPIA depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact OLYMPIA directly for current membership requirements and application steps.
Is my money safe at OLYMPIA?
OLYMPIA is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OLYMPIA's net worth ratio of 7.85% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.