Federal credit union · Everett, Washington · NCUA charter #1788
NORDSTROM
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $57.2M
- Total assets
- 5,149
- Members
- 8.3%
- Net-worth ratio
NORDSTROM scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $57.2M; members 5,149; net-worth ratio 8.30%; health rank #3,300 of 4,374; healthier than 24th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,300 of 4,374 health · 2025Q4NORDSTROM · health 75/100 · $57.2M · 2025Q4
- ASSETS 75/100
- MEM 8.3%
- RANK 0.53%
- PHOTO -0.02%
- BOOK $57.2M
- CHARTER 5,149
- NCUSIF #3,300/4,374
- CAMELS Secured Advantage
- HEALTH 1788
Call Report peers
NORDSTROM in the assets neighbourhood
NORDSTROM's $57.2M assets sit next to Secured Advantage ($57.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NORDSTROM vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
NORDSTROM - Share Insurance Coverage
Charter #1788's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where NORDSTROM diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Delinquency Rate: -0.43 pp (0.53% vs 0.96%).
- Largest lag: Loan-to-Share Ratio at 55.73% vs peer 62.60% (-6.87 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
NORDSTROM in Washington
- Health composite ranks #65 of 75 among scored Washington credit unions.
- Assets rank #59 of 75 inside Washington ($57.2M reported).
- Washington membership ordinal: #46 of 75.
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for NORDSTROM
NORDSTROM: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +8.6% from $57.2M (2025Q4) to $62.2M (2026Q1).
- Net-worth ratio shifted -0.76 pp (9.06% → 8.30%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 25.8 pts
- Delinquency Rate 24.7 pts
- Return on Assets 4.4 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 11.6 pts
Call Report ratios for NORDSTROM
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.30% | -5.32 pp |
| Delinquency Rate | 0.53% | -0.43 pp |
| Return on Assets | -0.02% | -0.67 pp |
| Member Growth | -0.27% | - |
| Loan-to-Share Ratio | 55.73% | -6.87 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
NORDSTROM filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $62.2M | - |
| 2025Q4 | $57.2M | 5,149 |
| 2024Q4 | $54.9M | 5,163 |
| 2023Q4 | $56.7M | 5,226 |
Credit Union Details
- Charter Number
- 1788
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Washington
- City
- Everett
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for NORDSTROM, spread across 2 cities.
| Office | City |
|---|---|
| Nordstrom Federal Credit Union (Main Office) | Everett, WA |
| Nordstrom Federal Credit Union | Everett, WA |
| NFCU Branch | Seattle, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Cross-state Call Report peers for NORDSTROM
NORDSTROM's nationwide photo peers by assets and by health score, excluding Washington charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($57.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- NORDSTROM ranks #3,300 of 4,374 nationally on financial health and #65 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Responders Emergency Services is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Responders Emergency Services
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is NORDSTROM financially healthy?
NORDSTROM scores 75/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,300 of 4,374; by total assets it ranks #2,298 of 4,374 nationally (same basis as /rankings/largest); and #59 of 75 within Washington. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 8.30% net worth ratio and a 0.53% delinquency rate.
How does NORDSTROM compare to other credit unions?
75/100 is NORDSTROM's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join NORDSTROM?
NORDSTROM operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NORDSTROM directly for the exact boundaries and application steps.
Is my money safe at NORDSTROM?
Federal credit unions like NORDSTROM are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NORDSTROM's net worth ratio of 8.30% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does NORDSTROM offer compared to banks?
Credit unions like NORDSTROM are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact NORDSTROM directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.