Federal credit union · Everett, Washington · NCUA charter #1788
NORDSTROM
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $57.2M
- Total assets
- 5,149
- Members
- 8.3%
- Net-worth ratio
NORDSTROM scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $57.2M; members 5,149; net-worth ratio 8.30%; health rank #3,300 of 4,374; healthier than 24th of scored peers.
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NCUA 5300 Call Report Masthead
#3,300 of 4,374 health · 2025Q4NORDSTROM · health 75/100 · $57.2M · 2025Q4
Call Report peers
NORDSTROM in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NORDSTROM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NORDSTROM sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where NORDSTROM diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Delinquency Rate: -0.43 pp (0.53% vs 0.96%).
- Largest lag: Loan-to-Share Ratio at 55.73% vs peer 62.60% (-6.87 pp).
NORDSTROM in Washington
- Health composite ranks #65 of 75 among scored Washington credit unions.
- Assets rank #59 of 75 inside Washington ($57.2M reported).
- Washington membership ordinal: #46 of 75.
- One place up in Washington, CONNECTION (#64) scores 76/100, 1 point higher; one place down, Community Healthcare (#66) scores 74/100, 1 point lower.
Quarter path for NORDSTROM
NORDSTROM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +8.6% from $57.2M (2025Q4) to $62.2M (2026Q1).
- Net-worth ratio shifted -0.76 pp (9.06% → 8.30%).
This credit union's 8.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
NORDSTROM gives up 25 points in total. Return on Assets costs the most, 10.6 of its 15; Delinquency Rate loses the least, 0.3.
- Net Worth Ratio 25.8 pts
- Delinquency Rate 24.7 pts
- Return on Assets 4.4 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 11.6 pts
Call Report ratios for NORDSTROM
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.30% | -5.32 pp |
| Delinquency Rate | 0.53% | -0.43 pp |
| Return on Assets | -0.02% | -0.67 pp |
| Member Growth | -0.27% | - |
| Loan-to-Share Ratio | 55.73% | -6.87 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
NORDSTROM filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $62.2M | - |
| 2025Q4 | $57.2M | 5,149 |
| 2024Q4 | $54.9M | 5,163 |
| 2023Q4 | $56.7M | 5,226 |
Credit Union Details
- Charter Number
- 1788
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Washington
- City
- Everett
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for NORDSTROM, spread across 2 cities.
| Office | City |
|---|---|
| Nordstrom Federal Credit Union (Main Office) | Everett, WA |
| Nordstrom Federal Credit Union | Everett, WA |
| NFCU Branch | Seattle, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Cross-state Call Report peers for NORDSTROM
Using this data
- NORDSTROM ranks #3,300 of 4,374 nationally on financial health and #65 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Responders Emergency Services is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Responders Emergency Services
Frequently Asked Questions
Is NORDSTROM financially healthy?
On its 2025Q4 NCUA 5300 filing, NORDSTROM scores 75/100 (Very Good), with a 8.30% net worth ratio and 0.53% of loans delinquent. It ranks #3,300 of 4,374 nationally on health and #65 of 75 in Washington.
How does NORDSTROM compare to other credit unions?
NORDSTROM scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.53% vs 0.96%). Its widest shortfall is loan-to-share ratio (55.73% vs 62.60%).
How can I join NORDSTROM?
NORDSTROM operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NORDSTROM directly for the exact boundaries and application steps.
Is my money safe at NORDSTROM?
NORDSTROM is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NORDSTROM's net worth ratio of 8.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.