State credit union · JACKSON, Michigan · NCUA charter #61405
AEROQUIP
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $51.2M
- Total assets
- 3,943
- Members
- 15.6%
- Net-worth ratio
AEROQUIP scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $51.2M; members 3,943; net-worth ratio 15.59%; health rank #1,595 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,595 of 4,374 health · 2025Q4AEROQUIP · health 87/100 · $51.2M · 2025Q4
- HEALTH 87/100
- NW 15.6%
- DELQ 0.93%
- ROA 0.36%
- ASSETS $51.2M
- MEM 3,943
- RANK #1,595/4,374
- PHOTO Wv National Guard
- BOOK 61405
Call Report peers
AEROQUIP in the assets neighbourhood
AEROQUIP's $51.2M assets sit next to Wv National Guard ($51.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AEROQUIP vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
AEROQUIP - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #61405: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where AEROQUIP diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 67.95% vs peer 62.60% (+5.35 pp).
- Return on Assets trails the peer set - 0.36% here, 0.66% peer average (-0.30 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
AEROQUIP in Michigan
- In Michigan, health place is #76 of 171 on the same NCUA-ratio sort used nationally.
- Assets rank #134 of 171 inside Michigan ($51.2M reported).
- Member book place in Michigan: #133 of 171.
In-state ordinals use the live credit_unions table for MI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How AEROQUIP's 5300 filing moved
AEROQUIP: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $51.2M (2025Q4) to $52.3M (2026Q1).
- Net-worth ratio shifted -0.29 pp (15.88% → 15.59%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.59% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.7 pts
- Return on Assets 12.9 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 14.9 pts
AEROQUIP health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.59% | +1.97 pp |
| Delinquency Rate | 0.93% | -0.04 pp |
| Return on Assets | 0.36% | -0.30 pp |
| Member Growth | -0.28% | - |
| Loan-to-Share Ratio | 67.95% | +5.35 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - AEROQUIP
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $52.3M | - |
| 2025Q4 | $51.2M | 3,943 |
| 2024Q4 | $50.5M | 3,954 |
| 2023Q4 | $51.0M | 3,899 |
Credit Union Details
- Charter Number
- 61405
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Michigan
- City
- JACKSON
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for AEROQUIP, spread across 3 cities.
| Office | City |
|---|---|
| Aeroquip Credit Union (Main Office) | Jackson, MI |
| Lenco Credit Union | Adrian, MI |
| CU*Answers | Grand Rapids, MI |
| Aeroquip Credit Union | Jackson, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
AEROQUIP nationwide neighbourhoods
Two NCUA Call Report peer sets for AEROQUIP, both outside Michigan so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($51.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- AEROQUIP ranks #1,595 of 4,374 nationally on financial health and #76 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Southeast Michigan State Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southeast Michigan State Employees
- Rates and health both vary by institution, not just by state -- see how Michigan credit unions compare overall before assuming this one is typical. Michigan state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is AEROQUIP financially healthy?
AEROQUIP has a financial health score of 87/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,595 of 4,374; by total assets it ranks #2,383 of 4,374 nationally (same basis as /rankings/largest); and #134 of 171 within Michigan. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 15.59% and delinquency rate of 0.93%.
How does AEROQUIP compare to other credit unions?
PlainCU's health composite puts AEROQUIP at 87/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join AEROQUIP?
Membership eligibility for AEROQUIP depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact AEROQUIP directly for current membership requirements and application steps.
Is my money safe at AEROQUIP?
Federal credit unions like AEROQUIP are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AEROQUIP's net worth ratio of 15.59% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does AEROQUIP offer compared to banks?
Credit unions like AEROQUIP are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact AEROQUIP directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.