State credit union · JACKSON, Michigan · NCUA charter #61405
AEROQUIP
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $51.2M
- Total assets
- 3,943
- Members
- 15.6%
- Net-worth ratio
AEROQUIP scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $51.2M; members 3,943; net-worth ratio 15.59%; health rank #1,595 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,595 of 4,374 health · 2025Q4AEROQUIP · health 87/100 · $51.2M · 2025Q4
Call Report peers
AEROQUIP in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AEROQUIP vs every NCUA-scored credit union
AEROQUIP sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where AEROQUIP diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 67.95% vs peer 62.60% (+5.35 pp).
- Return on Assets trails the peer set - 0.36% here, 0.66% peer average (-0.30 pp).
AEROQUIP in Michigan
- In Michigan, health place is #76 of 171 on the same NCUA-ratio sort used nationally.
- Assets rank #134 of 171 inside Michigan ($51.2M reported).
- Member book place in Michigan: #133 of 171.
- One place up in Michigan, MANISTIQUE (#75) ties at 87/100; one place down, FINANCIALEDGE (#77) ties at 87/100.
How AEROQUIP's 5300 filing moved
AEROQUIP: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $51.2M (2025Q4) to $52.3M (2026Q1).
- Net-worth ratio shifted -0.29 pp (15.88% → 15.59%).
15.59% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
AEROQUIP gives up 13 points in total. Member Growth costs the most, 6.5 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.7 pts
- Return on Assets 12.9 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 14.9 pts
AEROQUIP health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.59% | +1.97 pp |
| Delinquency Rate | 0.93% | -0.04 pp |
| Return on Assets | 0.36% | -0.30 pp |
| Member Growth | -0.28% | - |
| Loan-to-Share Ratio | 67.95% | +5.35 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - AEROQUIP
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $52.3M | - |
| 2025Q4 | $51.2M | 3,943 |
| 2024Q4 | $50.5M | 3,954 |
| 2023Q4 | $51.0M | 3,899 |
Credit Union Details
- Charter Number
- 61405
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Michigan
- City
- JACKSON
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for AEROQUIP, spread across 3 cities.
| Office | City |
|---|---|
| Aeroquip Credit Union (Main Office) | Jackson, MI |
| Lenco Credit Union | Adrian, MI |
| CU*Answers | Grand Rapids, MI |
| Aeroquip Credit Union | Jackson, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
AEROQUIP nationwide neighbourhoods
Similar total assets
Using this data
- AEROQUIP ranks #1,595 of 4,374 nationally on financial health and #76 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Southeast Michigan State Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southeast Michigan State Employees
Frequently Asked Questions
Is AEROQUIP financially healthy?
On its 2025Q4 NCUA 5300 filing, AEROQUIP scores 87/100 (Excellent), with a 15.59% net worth ratio and 0.93% of loans delinquent. It ranks #1,595 of 4,374 nationally on health and #76 of 171 in Michigan.
How does AEROQUIP compare to other credit unions?
AEROQUIP scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (67.95% vs 62.60%). Its widest shortfall is return on assets (0.36% vs 0.66%).
How can I join AEROQUIP?
Membership eligibility for AEROQUIP depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact AEROQUIP directly for current membership requirements and application steps.
Is my money safe at AEROQUIP?
AEROQUIP is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AEROQUIP's net worth ratio of 15.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.