State credit union · Arkansas City, Kansas · NCUA charter #62894
Ark Valley
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $55.8M
- Total assets
- 8,856
- Members
- 14.4%
- Net-worth ratio
Ark Valley scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $55.8M; members 8,856; net-worth ratio 14.45%; health rank #2,242 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,242 of 4,374 health · 2025Q4Ark Valley · health 83/100 · $55.8M · 2025Q4
Call Report peers
Ark Valley in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ark Valley vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ark Valley sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Ark Valley diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +9.49 pp (72.09% vs 62.60%).
Kansas standing for Ark Valley
- In Kansas, health place is #27 of 61 on the same NCUA-ratio sort used nationally.
- Assets rank #24 of 61 inside Kansas ($55.8M reported).
- Membership ranks #17 of 61 among Kansas CUs with a reported count (8,856 members).
- One place up in Kansas, United Northwest (#26) scores 84/100, 1 point higher; one place down, Credit Union of Dodge City (#28) ties at 83/100.
Ark Valley Call Report trajectory
Ark Valley: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.5% from $55.8M (2025Q4) to $58.3M (2026Q1).
- Net-worth ratio shifted -0.27 pp (14.72% → 14.45%).
At 14.45%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
Ark Valley gives up 17 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.5 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.5 pts
Ark Valley vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.45% | +0.83 pp |
| Delinquency Rate | 0.65% | -0.31 pp |
| Return on Assets | 1.24% | +0.58 pp |
| Member Growth | -10.61% | - |
| Loan-to-Share Ratio | 72.09% | +9.49 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Ark Valley filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $58.3M | - |
| 2025Q4 | $55.8M | 8,856 |
| 2024Q4 | $55.0M | 9,907 |
| 2023Q4 | $55.6M | 9,881 |
Credit Union Details
- Charter Number
- 62894
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Kansas
- City
- Arkansas City
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Ark Valley runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Arkansas City, KS |
| El dorado Branch | El dorado, KS |
| Winfield Branch | Winfield, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Ark Valley ranks #2,242 of 4,374 nationally on financial health and #27 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Northwest is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Northwest
Frequently Asked Questions
Is Ark Valley financially healthy?
Ark Valley has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,242 of 4,374 nationally on health and #27 of 61 in Kansas. Its net worth ratio is 14.45% and its delinquency rate 0.65%.
How does Ark Valley compare to other credit unions?
Ark Valley scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (72.09% vs 62.60%).
How can I join Ark Valley?
Membership eligibility for Ark Valley depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Ark Valley directly for current membership requirements and application steps.
Is my money safe at Ark Valley?
Ark Valley is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ark Valley's net worth ratio of 14.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.