State credit union · Shawnee, Kansas · NCUA charter #62702
K.U.M.C.
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $29.8M
- Total assets
- 2,066
- Members
- 13.4%
- Net-worth ratio
K.U.M.C. scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.8M; members 2,066; net-worth ratio 13.40%; health rank #2,262 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,262 of 4,374 health · 2025Q4K.U.M.C. · health 83/100 · $29.8M · 2025Q4
Call Report peers
K.U.M.C. in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
K.U.M.C. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); K.U.M.C. sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for K.U.M.C.
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -1.06 pp (0.09% vs 1.15%).
- Loan-to-Share Ratio trails the peer set - 40.47% here, 59.80% peer average (-19.33 pp).
K.U.M.C. in Kansas
- Health composite ranks #29 of 61 among scored Kansas credit unions.
- Kansas assets place: #34 of 61.
- Kansas membership ordinal: #37 of 61.
- One place up in Kansas, Credit Union of Dodge City (#28) ties at 83/100; one place down, MAZUMA (#30) ties at 83/100.
K.U.M.C. Call Report trajectory
K.U.M.C.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.7% from $29.8M (2025Q4) to $31.2M (2026Q1).
- Net-worth ratio shifted -0.19 pp (13.59% → 13.40%).
13.40% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
K.U.M.C. gives up 17 points in total. Member Growth costs the most, 11.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.4 pts
- Loan-to-Share Ratio 9.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.40% | -1.46 pp |
| Delinquency Rate | 0.09% | -1.06 pp |
| Return on Assets | 1.62% | +0.91 pp |
| Member Growth | -3.10% | - |
| Loan-to-Share Ratio | 40.47% | -19.33 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
K.U.M.C. quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.2M | - |
| 2025Q4 | $29.8M | 2,066 |
| 2024Q4 | $27.8M | 2,132 |
| 2023Q4 | $28.6M | 2,204 |
Credit Union Details
- Charter Number
- 62702
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Kansas
- City
- Shawnee
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, K.U.M.C. runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Shawnee (Main Office) | Shawnee, KS |
| KU | Kansas City, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- K.U.M.C. ranks #2,262 of 4,374 nationally on financial health and #29 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sunflower Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sunflower Community
Frequently Asked Questions
Is K.U.M.C. financially healthy?
On its 2025Q4 NCUA 5300 filing, K.U.M.C. scores 83/100 (Excellent), with a 13.40% net worth ratio and 0.09% of loans delinquent. It ranks #2,262 of 4,374 nationally on health and #29 of 61 in Kansas.
How does K.U.M.C. compare to other credit unions?
K.U.M.C. scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.09% vs 1.15%). Its widest shortfall is loan-to-share ratio (40.47% vs 59.80%).
How can I join K.U.M.C.?
Membership eligibility for K.U.M.C. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact K.U.M.C. directly for current membership requirements and application steps.
Is my money safe at K.U.M.C.?
K.U.M.C. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. K.U.M.C.'s net worth ratio of 13.40% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.