Federal credit union · Cuyahoga Falls, Ohio · NCUA charter #96707
Falls Catholic
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $58.8M
- Total assets
- 4,694
- Members
- 17.3%
- Net-worth ratio
Falls Catholic scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $58.8M; members 4,694; net-worth ratio 17.30%; health rank #2,540 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,540 of 4,374 health · 2025Q4Falls Catholic · health 81/100 · $58.8M · 2025Q4
Call Report peers
Falls Catholic in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Falls Catholic vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Falls Catholic sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Falls Catholic vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +3.68 pp (17.30% vs 13.62%).
- Loan-to-Share Ratio trails the peer set - 59.90% here, 62.60% peer average (-2.70 pp).
Falls Catholic: in-state Call Report ranks
- Health composite ranks #114 of 196 among scored Ohio credit unions.
- Ohio assets place: #104 of 196.
- Membership ranks #101 of 196 among Ohio CUs with a reported count (4,694 members).
- One place up in Ohio, Friends and Family Credit Union Inc (#113) scores 82/100, 1 point higher; one place down, Cincinnati Healthcare Associates (#115) ties at 81/100.
How Falls Catholic's 5300 filing moved
Falls Catholic: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $58.8M (2025Q4) to $58.9M (2026Q1).
- Net-worth ratio shifted +0.23 pp (17.07% → 17.30%).
17.30% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Falls Catholic gives up 19 points in total. Delinquency Rate costs the most, 9.8 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.2 pts
- Return on Assets 15.0 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 12.7 pts
Falls Catholic health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.30% | +3.68 pp |
| Delinquency Rate | 1.64% | +0.67 pp |
| Return on Assets | 1.25% | +0.60 pp |
| Member Growth | -0.49% | - |
| Loan-to-Share Ratio | 59.90% | -2.70 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Falls Catholic quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $58.9M | - |
| 2025Q4 | $58.8M | 4,694 |
| 2024Q4 | $54.5M | 4,717 |
| 2023Q4 | $53.4M | 4,720 |
Credit Union Details
- Charter Number
- 96707
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- Cuyahoga Falls
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Falls Catholic runs one office.
| Office | City |
|---|---|
| Office (Main Office) | Cuyahoga Falls, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Falls Catholic ranks #2,540 of 4,374 nationally on financial health and #114 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PROMEDICA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PROMEDICA
Frequently Asked Questions
Is Falls Catholic financially healthy?
On its 2025Q4 NCUA 5300 filing, Falls Catholic scores 81/100 (Excellent), with a 17.30% net worth ratio and 1.64% of loans delinquent. It ranks #2,540 of 4,374 nationally on health and #114 of 196 in Ohio.
How does Falls Catholic compare to other credit unions?
Falls Catholic scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (17.30% vs 13.62%). Its widest shortfall is loan-to-share ratio (59.90% vs 62.60%).
How can I join Falls Catholic?
Membership eligibility for Falls Catholic depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Falls Catholic directly for current membership requirements and application steps.
Is my money safe at Falls Catholic?
Falls Catholic is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Falls Catholic's net worth ratio of 17.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.