State credit union · Leesburg, Virginia · NCUA charter #66954
Loudoun Credit Union
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $58.2M
- Total assets
- 5,357
- Members
- 8.4%
- Net-worth ratio
Loudoun Credit Union scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $58.2M; members 5,357; net-worth ratio 8.44%; health rank #3,557 of 4,374; healthier than 18th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,557 of 4,374 health · 2025Q4Loudoun Credit Union · health 71/100 · $58.2M · 2025Q4
Call Report peers
Loudoun Credit Union in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Loudoun Credit Union vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Loudoun Credit Union sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Loudoun Credit Union vs $50M–$100M peers
- Largest favorable gap: Delinquency Rate at 0.47% vs peer 0.96% (-0.49 pp).
- Loan-to-Share Ratio trails the peer set - 35.72% here, 62.60% peer average (-26.88 pp).
Where Loudoun Credit Union sits in Virginia
- Virginia health ordinal: #72 of 95.
- Assets rank #57 of 95 inside Virginia ($58.2M reported).
- Virginia membership ordinal: #54 of 95.
- One place up in Virginia, Summit Hampton Roads (#71) ties at 71/100; one place down, PLANTERS (#73) scores 70/100, 1 point lower.
Loudoun Credit Union: 2025Q4 → 2026Q1
Loudoun Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.1% from $58.2M (2025Q4) to $57.6M (2026Q1).
- Net-worth ratio shifted +0.12 pp (8.32% → 8.44%).
At 8.44%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 71/100 score is built
Loudoun Credit Union gives up 29 points in total. Return on Assets costs the most, 13 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.1 pts
- Delinquency Rate 25.0 pts
- Return on Assets 2.0 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 8.7 pts
Loudoun Credit Union health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.44% | -5.18 pp |
| Delinquency Rate | 0.47% | -0.49 pp |
| Return on Assets | -0.28% | -0.94 pp |
| Member Growth | 0.17% | - |
| Loan-to-Share Ratio | 35.72% | -26.88 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.6M | - |
| 2025Q4 | $58.2M | 5,357 |
| 2024Q4 | $56.7M | 5,348 |
| 2023Q4 | $51.8M | 5,313 |
Credit Union Details
- Charter Number
- 66954
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Virginia
- City
- Leesburg
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Loudoun Credit Union runs one office.
| Office | City |
|---|---|
| Loudoun Credit Union (Main Office) | Leesburg, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
- NEWPORT NEWS MUN. EMP CREDIT UNIONNewport News, VA · $50M–$100M74Health
- HOPEWELL CHEMICALHopewell, VA · $50M–$100M89Health
- CREDIT UNION OF RICHMOND INCORPORATRichmond, VA · $50M–$100M75Health
- NORTHERN STAR CREDIT UNION, INC.Portsmouth, VA · $50M–$100M81Health
- VIRGINIA EDUCATORS CREDIT UNIONNewport News, VA · $50M–$100M77Health
Compare Loudoun Credit Union vs NEWPORT NEWS MUN. EMP CREDIT UNION
Loudoun Credit Union nationwide neighbourhoods
Similar total assets
Using this data
- Loudoun Credit Union ranks #3,557 of 4,374 nationally on financial health and #72 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Newport News Mun. Emp Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Newport News Mun. Emp Credit Union
Frequently Asked Questions
Is Loudoun Credit Union financially healthy?
Loudoun Credit Union has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,557 of 4,374 nationally on health and #72 of 95 in Virginia. Its net worth ratio is 8.44% and its delinquency rate 0.47%.
How does Loudoun Credit Union compare to other credit unions?
Loudoun Credit Union scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.47% vs 0.96%). Its widest shortfall is loan-to-share ratio (35.72% vs 62.60%).
How can I join Loudoun Credit Union?
Membership eligibility for Loudoun Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Loudoun Credit Union directly for current membership requirements and application steps.
Is my money safe at Loudoun Credit Union?
Loudoun Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Loudoun Credit Union's net worth ratio of 8.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.