State credit union · MILWAUKEE, Wisconsin · NCUA charter #66637
Brewery
Health score 62/100 (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $58.6M
- Total assets
- 7,811
- Members
- 23.3%
- Net-worth ratio
Brewery - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #66637: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Brewery - Five Health Pillars
Below, five 0-100 sub-scores, one per pillar of the composite. Weight and sum them and the result matches the headline health score above exactly - same NCUA 5300 figures, no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)0
- Earnings (ROA)100
- Member growth12
- Liquidity (loan-to-share)100
Weighted composite: 62/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
At 23.32%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 23.32% | 30% |
| Delinquency Rate | 4.58% | 25% |
| Return on Assets | 0.72% | 15% |
| Member Growth | -3.99% | 15% |
| Loan-to-Share Ratio | 82.99% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $58.6M | 7,811 |
| 2024Q4 | $59.1M | 8,136 |
| 2023Q4 | $63.2M | 8,540 |
Credit Union Details
- Charter Number
- 66637
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Wisconsin
- City
- MILWAUKEE
- Data Quarter
- 2025Q4
What This Data Says About Brewery
Brewery is a state credit union headquartered in MILWAUKEE, Wisconsin, serving 7,811 members with $58.6M in total assets and $36.7M in outstanding loans as of Q4 2025. Based on its five-factor composite, the institution earns a health score of 62/100 (Good), anchored by a net worth ratio of 23.32% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. Charter #66637 operates under peer group $50M–$100M, a cohort of 584 similarly-sized institutions.
Loan book quality rounds out the picture. The delinquency rate of 4.58% measures loans 60+ days past due against total loans outstanding - the peer group average for $50M–$100M credit unions sits at 0.963%, so this institution is running looser than peers. The loan-to-share ratio of 82.99% indicates how aggressively member deposits are being deployed into lending, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 0.72% on net income of $420K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -3.99%. Reported quarterly to the NCUA, this data reflects the 2025Q4 Call Report period. Eligibility to join runs through the field of membership (currently: Other) - see our disclaimer before opening an account or borrowing, for NCUSIF coverage details and data usage notes.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Brewery financially healthy?
Brewery has a financial health score of 62/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 23.32% and delinquency rate of 4.58%.
How does Brewery compare to other credit unions?
On PlainCU's health composite, Brewery lands at 62/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Brewery?
Membership eligibility for Brewery depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Brewery directly for current membership requirements and application steps.
Is my money safe at Brewery?
Federal credit unions like Brewery are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brewery's net worth ratio of 23.32% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Brewery offer compared to banks?
Credit unions like Brewery are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Brewery directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.