State credit union · Greensboro, North Carolina · NCUA charter #66317
HEALTHSHARE
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $49.2M
- Total assets
- 5,768
- Members
- 13.5%
- Net-worth ratio
HEALTHSHARE scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $49.2M; members 5,768; net-worth ratio 13.50%; health rank #614 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#614 of 4,374 health · 2025Q4HEALTHSHARE · health 93/100 · $49.2M · 2025Q4
Call Report peers
HEALTHSHARE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
HEALTHSHARE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); HEALTHSHARE sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for HEALTHSHARE
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +36.10 pp (95.90% vs 59.80%).
- Widest shortfall vs peers is Net Worth Ratio: -1.36 pp (13.50% vs 14.86%).
North Carolina standing for HEALTHSHARE
- Health composite ranks #7 of 57 among scored North Carolina credit unions.
- By total assets, HEALTHSHARE is #37 of 57 in North Carolina.
- Member book place in North Carolina: #34 of 57.
- One place up in North Carolina, CS (#6) ties at 93/100; one place down, First Flight (#8) ties at 93/100.
Quarter path for HEALTHSHARE
HEALTHSHARE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $49.2M (2025Q4) to $50.2M (2026Q1).
- Net-worth ratio shifted -0.09 pp (13.59% → 13.50%).
13.50% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
HEALTHSHARE gives up 7 points in total. Member Growth costs the most, 4.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.6 pts
- Loan-to-Share Ratio 12.4 pts
Call Report ratios for HEALTHSHARE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.50% | -1.36 pp |
| Delinquency Rate | 0.39% | -0.76 pp |
| Return on Assets | 0.52% | -0.18 pp |
| Member Growth | 1.35% | - |
| Loan-to-Share Ratio | 95.90% | +36.10 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
HEALTHSHARE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $50.2M | - |
| 2025Q4 | $49.2M | 5,768 |
| 2024Q4 | $50.9M | 5,691 |
| 2023Q4 | $51.5M | 5,847 |
Credit Union Details
- Charter Number
- 66317
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- North Carolina
- City
- Greensboro
- Data Quarter
- 2025Q4
Branch Locations (3)
HEALTHSHARE operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Moses H Cone Memorial Hospital - Main Office (Main Office) | Greensboro, NC |
| Alamance Regional Medical Center | Burlington, NC |
| Wesley Long Hospital - Branch Office | Greensboro, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
More federally-insured credit unions based in North Carolina, ordered by peer group match and asset size.
Other-state peers near HEALTHSHARE
Similar total assets
Similar health score
Using this data
- HEALTHSHARE ranks #614 of 4,374 nationally on financial health and #7 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Carolina Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Carolina Cooperative
Frequently Asked Questions
Is HEALTHSHARE financially healthy?
HEALTHSHARE has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #614 of 4,374 nationally on health and #7 of 57 in North Carolina. Its net worth ratio is 13.50% and its delinquency rate 0.39%.
How does HEALTHSHARE compare to other credit unions?
HEALTHSHARE scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (95.90% vs 59.80%). Its widest shortfall is net worth ratio (13.50% vs 14.86%).
How can I join HEALTHSHARE?
Membership eligibility for HEALTHSHARE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact HEALTHSHARE directly for current membership requirements and application steps.
Is my money safe at HEALTHSHARE?
HEALTHSHARE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. HEALTHSHARE's net worth ratio of 13.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.