State credit union · Fort Dodge, Iowa · NCUA charter #63159
Fort Dodge Family
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $41.4M
- Total assets
- 3,489
- Members
- 12.5%
- Net-worth ratio
Fort Dodge Family scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.4M; members 3,489; net-worth ratio 12.47%; health rank #3,529 of 4,374; healthier than 18th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,529 of 4,374 health · 2025Q4Fort Dodge Family · health 71/100 · $41.4M · 2025Q4
Call Report peers
Fort Dodge Family in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fort Dodge Family vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fort Dodge Family sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Fort Dodge Family
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +9.27 pp (69.07% vs 59.80%).
- Net Worth Ratio trails the peer set - 12.47% here, 14.86% peer average (-2.39 pp).
Fort Dodge Family in Iowa
- Iowa health ordinal: #55 of 66.
- By total assets, Fort Dodge Family is #41 of 66 in Iowa.
- Iowa membership ordinal: #40 of 66.
- One place up in Iowa, S E C U (#54) scores 74/100, 3 points higher; one place down, PREMIER (#56) ties at 71/100.
Fort Dodge Family Call Report trajectory
Fort Dodge Family: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $41.4M (2025Q4) to $42.4M (2026Q1).
- Net-worth ratio shifted -0.17 pp (12.64% → 12.47%).
This credit union's 12.47% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 71/100 score is built
Fort Dodge Family gives up 29 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.7 pts
- Return on Assets 14.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for Fort Dodge Family
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.47% | -2.39 pp |
| Delinquency Rate | 2.13% | +0.99 pp |
| Return on Assets | 0.48% | -0.23 pp |
| Member Growth | -6.79% | - |
| Loan-to-Share Ratio | 69.07% | +9.27 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.4M | - |
| 2025Q4 | $41.4M | 3,489 |
| 2024Q4 | $40.6M | 3,743 |
| 2023Q4 | $38.4M | 3,975 |
Credit Union Details
- Charter Number
- 63159
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Iowa
- City
- Fort Dodge
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Fort Dodge Family.
| Office | City |
|---|---|
| Fort Dodge Family Credit Union (Main Office) | Fort Dodge, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
Other federally-insured credit unions in Iowa, closest first by peer group and asset size.
Other-state peers near Fort Dodge Family
Using this data
- Fort Dodge Family ranks #3,529 of 4,374 nationally on financial health and #55 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sioux Valley Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sioux Valley Community
Frequently Asked Questions
Is Fort Dodge Family financially healthy?
On its 2025Q4 NCUA 5300 filing, Fort Dodge Family scores 71/100 (Very Good), with a 12.47% net worth ratio and 2.13% of loans delinquent. It ranks #3,529 of 4,374 nationally on health and #55 of 66 in Iowa.
How does Fort Dodge Family compare to other credit unions?
Fort Dodge Family scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (69.07% vs 59.80%). Its widest shortfall is net worth ratio (12.47% vs 14.86%).
How can I join Fort Dodge Family?
Membership eligibility for Fort Dodge Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fort Dodge Family directly for current membership requirements and application steps.
Is my money safe at Fort Dodge Family?
Fort Dodge Family is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Dodge Family's net worth ratio of 12.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.