Federal credit union · Toledo, Ohio · NCUA charter #21226
PROMEDICA
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $59.4M
- Total assets
- 6,646
- Members
- 10.0%
- Net-worth ratio
PROMEDICA scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $59.4M; members 6,646; net-worth ratio 10.03%; health rank #2,885 of 4,374; healthier than 33rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,885 of 4,374 health · 2025Q4PROMEDICA · health 79/100 · $59.4M · 2025Q4
Call Report peers
PROMEDICA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PROMEDICA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PROMEDICA sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where PROMEDICA diverges from peer averages
- Largest lag: Net Worth Ratio at 10.03% vs peer 13.62% (-3.59 pp).
Ohio standing for PROMEDICA
- In Ohio, health place is #134 of 196 on the same NCUA-ratio sort used nationally.
- By total assets, PROMEDICA is #103 of 196 in Ohio.
- Membership ranks #83 of 196 among Ohio CUs with a reported count (6,646 members).
- One place up in Ohio, Buckeye State (#133) ties at 79/100; one place down, Firefighters & Company (#135) ties at 79/100.
PROMEDICA: 2025Q4 → 2026Q1
PROMEDICA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $59.4M (2025Q4) to $61.5M (2026Q1).
- Net-worth ratio shifted -0.41 pp (10.44% → 10.03%).
At 10.03%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
PROMEDICA gives up 21 points in total. Member Growth costs the most, 9.8 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 10.6 pts
- Member Growth 5.2 pts
- Loan-to-Share Ratio 12.8 pts
PROMEDICA health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.03% | -3.59 pp |
| Delinquency Rate | 0.96% | +0.00 pp |
| Return on Assets | 0.20% | -0.45 pp |
| Member Growth | -2.09% | - |
| Loan-to-Share Ratio | 60.09% | -2.51 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
PROMEDICA filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $61.5M | - |
| 2025Q4 | $59.4M | 6,646 |
| 2024Q4 | $59.7M | 6,788 |
| 2023Q4 | $65.2M | 7,170 |
Credit Union Details
- Charter Number
- 21226
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- Toledo
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, PROMEDICA runs 4 offices in 2 different cities.
| Office | City |
|---|---|
| PFCU - Downtown (Main Office) | Toledo, OH |
| PFCU - Flower | Sylvania, OH |
| PFCU - Central | Toledo, OH |
| PFCU - Toledo | Toledo, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- PROMEDICA ranks #2,885 of 4,374 nationally on financial health and #134 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SUMMIT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SUMMIT
Frequently Asked Questions
Is PROMEDICA financially healthy?
On its 2025Q4 NCUA 5300 filing, PROMEDICA scores 79/100 (Very Good), with a 10.03% net worth ratio and 0.96% of loans delinquent. It ranks #2,885 of 4,374 nationally on health and #134 of 196 in Ohio.
How does PROMEDICA compare to other credit unions?
PROMEDICA scores 79/100, higher than 33% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (10.03% vs 13.62%).
How can I join PROMEDICA?
PROMEDICA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PROMEDICA directly for the exact boundaries and application steps.
Is my money safe at PROMEDICA?
PROMEDICA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PROMEDICA's net worth ratio of 10.03% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.