Federal credit union · Crossett, Arkansas · NCUA charter #11678
TIMBERLINE
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $80.1M
- Total assets
- 10,941
- Members
- 19.6%
- Net-worth ratio
TIMBERLINE scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $80.1M; members 10,941; net-worth ratio 19.59%; health rank #3,384 of 4,374; healthier than 21st of scored peers.
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NCUA 5300 Call Report Masthead
#3,384 of 4,374 health · 2025Q4TIMBERLINE · health 73/100 · $80.1M · 2025Q4
Call Report peers
TIMBERLINE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TIMBERLINE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TIMBERLINE sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TIMBERLINE: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +10.24 pp (72.84% vs 62.60%).
- Largest lag: Delinquency Rate at 2.32% vs peer 0.96% (+1.36 pp).
Arkansas standing for TIMBERLINE
- Arkansas health ordinal: #36 of 48.
- Arkansas assets place: #9 of 48.
- Membership ranks #6 of 48 among Arkansas CUs with a reported count (10,941 members).
- One place up in Arkansas, FAIRFIELD (#35) scores 74/100, 1 point higher; one place down, Cooperative Extension Service (#37) scores 72/100, 1 point lower.
Quarter path for TIMBERLINE
TIMBERLINE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $80.1M (2025Q4) to $80.7M (2026Q1).
- Net-worth ratio shifted -0.41 pp (20.00% → 19.59%).
At 19.59%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 73/100 score is built
TIMBERLINE gives up 27 points in total. Delinquency Rate costs the most, 14.5 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.5 pts
- Return on Assets 6.7 pts
- Member Growth 10.9 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.59% | +5.97 pp |
| Delinquency Rate | 2.32% | +1.36 pp |
| Return on Assets | 0.05% | -0.61 pp |
| Member Growth | 1.56% | - |
| Loan-to-Share Ratio | 72.84% | +10.24 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $80.7M | - |
| 2025Q4 | $80.1M | 10,941 |
| 2024Q4 | $81.2M | 10,773 |
| 2023Q4 | $81.8M | 10,819 |
Credit Union Details
- Charter Number
- 11678
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Arkansas
- City
- Crossett
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for TIMBERLINE, spread across 3 cities.
| Office | City |
|---|---|
| Timberline Federal Credit Union (Main Office) | Crossett, AR |
| Timberline Federal Credit Union - Fordyce Branch | Fordyce, AR |
| Timberline Federal Credit Union - Hamburg Branch | Hamburg, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
Cross-state Call Report peers for TIMBERLINE
Using this data
- TIMBERLINE ranks #3,384 of 4,374 nationally on financial health and #36 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Diamond Lakes is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Diamond Lakes
Frequently Asked Questions
Is TIMBERLINE financially healthy?
On its 2025Q4 NCUA 5300 filing, TIMBERLINE scores 73/100 (Very Good), with a 19.59% net worth ratio and 2.32% of loans delinquent. It ranks #3,384 of 4,374 nationally on health and #36 of 48 in Arkansas.
How does TIMBERLINE compare to other credit unions?
TIMBERLINE scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (72.84% vs 62.60%). Its widest shortfall is delinquency rate (2.32% vs 0.96%).
How can I join TIMBERLINE?
TIMBERLINE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TIMBERLINE directly for the exact boundaries and application steps.
Is my money safe at TIMBERLINE?
TIMBERLINE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TIMBERLINE's net worth ratio of 19.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.