Federal credit union · WARREN, Arkansas · NCUA charter #11685
Arkansas Superior
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $91.3M
- Total assets
- 9,991
- Members
- 25.4%
- Net-worth ratio
Arkansas Superior scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $91.3M; members 9,991; net-worth ratio 25.40%; health rank #3,574 of 4,374; healthier than 17th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,574 of 4,374 health · 2025Q4Arkansas Superior · health 70/100 · $91.3M · 2025Q4
Call Report peers
Arkansas Superior in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Arkansas Superior vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Arkansas Superior sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Arkansas Superior diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 91.10% here, 62.60% peer average (+28.50 pp).
- Largest lag: Delinquency Rate at 7.43% vs peer 0.96% (+6.47 pp).
Where Arkansas Superior sits in Arkansas
- In Arkansas, health place is #40 of 48 on the same NCUA-ratio sort used nationally.
- Assets rank #7 of 48 inside Arkansas ($91.3M reported).
- Membership ranks #7 of 48 among Arkansas CUs with a reported count (9,991 members).
- One place up in Arkansas, Garland County Educators (#39) scores 71/100, 1 point higher; one place down, Arkansas Teachers (#41) ties at 70/100.
Arkansas Superior Call Report trajectory
Arkansas Superior: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $91.3M (2025Q4) to $94.7M (2026Q1).
- Net-worth ratio shifted -0.25 pp (25.65% → 25.40%).
This credit union's 25.40% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Arkansas Superior gives up 30 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.3 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for Arkansas Superior
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.40% | +11.78 pp |
| Delinquency Rate | 7.43% | +6.47 pp |
| Return on Assets | 1.81% | +1.15 pp |
| Member Growth | 1.10% | - |
| Loan-to-Share Ratio | 91.10% | +28.50 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Arkansas Superior filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $94.7M | - |
| 2025Q4 | $91.3M | 9,991 |
| 2024Q4 | $85.6M | 9,882 |
| 2023Q4 | $84.5M | 9,574 |
Credit Union Details
- Charter Number
- 11685
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Arkansas
- City
- WARREN
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Arkansas Superior runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| ARKANSAS SUPERIOR FCU (Main Office) | Warren, AR |
| MONTICELLO BRANCH | Monticello, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Arkansas Superior
Similar total assets
Similar health score
Using this data
- Arkansas Superior ranks #3,574 of 4,374 nationally on financial health and #40 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FAIRFIELD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FAIRFIELD
Frequently Asked Questions
Is Arkansas Superior financially healthy?
On its 2025Q4 NCUA 5300 filing, Arkansas Superior scores 70/100 (Very Good), with a 25.40% net worth ratio and 7.43% of loans delinquent. It ranks #3,574 of 4,374 nationally on health and #40 of 48 in Arkansas.
How does Arkansas Superior compare to other credit unions?
Arkansas Superior scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (91.10% vs 62.60%). Its widest shortfall is delinquency rate (7.43% vs 0.96%).
How can I join Arkansas Superior?
Arkansas Superior operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Arkansas Superior directly for the exact boundaries and application steps.
Is my money safe at Arkansas Superior?
Arkansas Superior is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arkansas Superior's net worth ratio of 25.40% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.