Federal credit union · WARREN, Arkansas · NCUA charter #11685
Arkansas Superior
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $91.3M
- Total assets
- 9,991
- Members
- 25.4%
- Net-worth ratio
Arkansas Superior scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $91.3M; members 9,991; net-worth ratio 25.40%; health rank #3,574 of 4,374; healthier than 17th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,574 of 4,374 health · 2025Q4Arkansas Superior · health 70/100 · $91.3M · 2025Q4
- CAMELS 70/100
- HEALTH 25.4%
- NW 7.43%
- DELQ 1.81%
- ROA $91.3M
- ASSETS 9,991
- MEM #3,574/4,374
- RANK Members Choice Wv
- PHOTO 11685
Call Report peers
Arkansas Superior in the assets neighbourhood
Arkansas Superior's $91.3M assets sit next to Members Choice Wv ($91.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Arkansas Superior vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Arkansas Superior - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #11685, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Arkansas Superior diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 91.10% here, 62.60% peer average (+28.50 pp).
- Largest lag: Delinquency Rate at 7.43% vs peer 0.96% (+6.47 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Arkansas Superior sits in Arkansas
- In Arkansas, health place is #40 of 48 on the same NCUA-ratio sort used nationally.
- Assets rank #7 of 48 inside Arkansas ($91.3M reported).
- Membership ranks #7 of 48 among Arkansas CUs with a reported count (9,991 members).
In-state ordinals use the live credit_unions table for AR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Arkansas Superior Call Report trajectory
Arkansas Superior: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.8% from $91.3M (2025Q4) to $94.7M (2026Q1).
- Net-worth ratio shifted -0.25 pp (25.65% → 25.40%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 25.40% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 70.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.3 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for Arkansas Superior
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.40% | +11.78 pp |
| Delinquency Rate | 7.43% | +6.47 pp |
| Return on Assets | 1.81% | +1.15 pp |
| Member Growth | 1.10% | - |
| Loan-to-Share Ratio | 91.10% | +28.50 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Arkansas Superior filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $94.7M | - |
| 2025Q4 | $91.3M | 9,991 |
| 2024Q4 | $85.6M | 9,882 |
| 2023Q4 | $84.5M | 9,574 |
Credit Union Details
- Charter Number
- 11685
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Arkansas
- City
- WARREN
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Arkansas Superior runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| ARKANSAS SUPERIOR FCU (Main Office) | Warren, AR |
| MONTICELLO BRANCH | Monticello, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Arkansas Superior
Two NCUA Call Report peer sets for Arkansas Superior, both outside Arkansas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($91.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (70/100 here).
Using this data
- Arkansas Superior ranks #3,574 of 4,374 nationally on financial health and #40 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FAIRFIELD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FAIRFIELD
- Rates and health both vary by institution, not just by state -- see how Arkansas credit unions compare overall before assuming this one is typical. Arkansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Arkansas Superior financially healthy?
Yes/no aside, the number is 70/100 (Very Good) - Arkansas Superior's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,574 of 4,374; by total assets it ranks #1,908 of 4,374 nationally (same basis as /rankings/largest); and #7 of 48 within Arkansas. Above 80 reads excellent, below 50 warrants closer monitoring; a 25.40% net worth ratio and 7.43% delinquency rate are the key drivers.
How does Arkansas Superior compare to other credit unions?
PlainCU's health composite puts Arkansas Superior at 70/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Arkansas Superior?
Arkansas Superior operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Arkansas Superior directly for the exact boundaries and application steps.
Is my money safe at Arkansas Superior?
Federal credit unions like Arkansas Superior are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arkansas Superior's net worth ratio of 25.40% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Arkansas Superior offer compared to banks?
Credit unions like Arkansas Superior are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Arkansas Superior directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.