Federal credit union · Glenpool, Oklahoma · NCUA charter #9090
First Oklahoma
Health score 51/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 51
- Health / 100
- $28.0M
- Total assets
- 2,214
- Members
- 7.3%
- Net-worth ratio
First Oklahoma scores 51/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.0M; members 2,214; net-worth ratio 7.26%; health rank #4,259 of 4,374; healthier than 3rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,259 of 4,374 health · 2025Q4First Oklahoma · health 51/100 · $28.0M · 2025Q4
Call Report peers
First Oklahoma in the assets neighbourhood
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First Oklahoma vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); First Oklahoma sits in 50-54 with 82 others.
51 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
First Oklahoma vs $10M–$50M peers
- Largest favorable gap: Loan-to-Share Ratio at 64.51% vs peer 59.80% (+4.71 pp).
- Net Worth Ratio trails the peer set - 7.26% here, 14.86% peer average (-7.60 pp).
First Oklahoma in Oklahoma
- In Oklahoma, health place is #50 of 53 on the same NCUA-ratio sort used nationally.
- By total assets, First Oklahoma is #37 of 53 in Oklahoma.
- Oklahoma membership ordinal: #42 of 53.
- One place up in Oklahoma, True Sky (#49) scores 55/100, 4 points higher; one place down, ENCENTUS (#51) scores 49/100, 2 points lower.
Quarter path for First Oklahoma
First Oklahoma: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $28.0M (2025Q4) to $27.9M (2026Q1).
- Net-worth ratio shifted -0.35 pp (7.61% → 7.26%).
At 7.26%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 51/100 score is built
First Oklahoma gives up 49 points in total. Return on Assets costs the most, 15 of its 15; Loan-to-Share Ratio loses the least, 1.2.
- Net Worth Ratio 23.1 pts
- Delinquency Rate 14.3 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.6 pts
First Oklahoma health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.26% | -7.60 pp |
| Delinquency Rate | 1.75% | +0.61 pp |
| Return on Assets | -0.98% | -1.68 pp |
| Member Growth | -7.17% | - |
| Loan-to-Share Ratio | 64.51% | +4.71 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.9M | - |
| 2025Q4 | $28.0M | 2,214 |
| 2024Q4 | $30.5M | 2,385 |
| 2023Q4 | $30.3M | 2,608 |
Credit Union Details
- Charter Number
- 9090
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- Glenpool
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for First Oklahoma.
| Office | City |
|---|---|
| Glenpool (Main Office) | Glenpool, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.
Cross-state Call Report peers for First Oklahoma
Similar total assets
Using this data
- First Oklahoma ranks #4,259 of 4,374 nationally on financial health and #50 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Department of Public Safety is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Department of Public Safety
Frequently Asked Questions
Is First Oklahoma financially healthy?
First Oklahoma has a financial health score of 51/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,259 of 4,374 nationally on health and #50 of 53 in Oklahoma. Its net worth ratio is 7.26% and its delinquency rate 1.75%.
How does First Oklahoma compare to other credit unions?
First Oklahoma scores 51/100, higher than 3% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (64.51% vs 59.80%). Its widest shortfall is net worth ratio (7.26% vs 14.86%).
How can I join First Oklahoma?
First Oklahoma operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact First Oklahoma directly for the exact boundaries and application steps.
Is my money safe at First Oklahoma?
First Oklahoma is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. First Oklahoma's net worth ratio of 7.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.