State credit union · Jefferson city, Missouri · NCUA charter #67700
Highway Alliance
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $28.0M
- Total assets
- 1,656
- Members
- 11.5%
- Net-worth ratio
Highway Alliance scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.0M; members 1,656; net-worth ratio 11.54%; health rank #791 of 4,374; healthier than 80th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#791 of 4,374 health · 2025Q4Highway Alliance · health 92/100 · $28.0M · 2025Q4
Call Report peers
Highway Alliance in the assets neighbourhood
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Highway Alliance vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Highway Alliance sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Highway Alliance: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 62.70% here, 59.80% peer average (+2.90 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.32 pp (11.54% vs 14.86%).
Missouri standing for Highway Alliance
- Missouri health ordinal: #26 of 89.
- Missouri assets place: #51 of 89.
- Member book place in Missouri: #66 of 89.
- One place up in Missouri, HORIZON (#25) ties at 92/100; one place down, Northwest Missouri Regional (#27) ties at 92/100.
How Highway Alliance's 5300 filing moved
Highway Alliance: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $28.0M (2025Q4) to $28.6M (2026Q1).
- Net-worth ratio shifted -0.04 pp (11.58% → 11.54%).
11.54% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Highway Alliance gives up 8 points in total. Member Growth costs the most, 5.2 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.6 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 13.6 pts
Highway Alliance vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.54% | -3.32 pp |
| Delinquency Rate | 0.25% | -0.89 pp |
| Return on Assets | 0.40% | -0.30 pp |
| Member Growth | 0.67% | - |
| Loan-to-Share Ratio | 62.70% | +2.90 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Highway Alliance quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.6M | - |
| 2025Q4 | $28.0M | 1,656 |
| 2024Q4 | $27.1M | 1,645 |
| 2023Q4 | $26.5M | 1,657 |
Credit Union Details
- Charter Number
- 67700
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Missouri
- City
- Jefferson city
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Highway Alliance runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Jefferson city, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Cross-state Call Report peers for Highway Alliance
Similar total assets
Similar health score
Using this data
- Highway Alliance ranks #791 of 4,374 nationally on financial health and #26 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- De Soto Mo Pac is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with De Soto Mo Pac
Frequently Asked Questions
Is Highway Alliance financially healthy?
On its 2025Q4 NCUA 5300 filing, Highway Alliance scores 92/100 (Excellent), with a 11.54% net worth ratio and 0.25% of loans delinquent. It ranks #791 of 4,374 nationally on health and #26 of 89 in Missouri.
How does Highway Alliance compare to other credit unions?
Highway Alliance scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (62.70% vs 59.80%). Its widest shortfall is net worth ratio (11.54% vs 14.86%).
How can I join Highway Alliance?
Membership eligibility for Highway Alliance depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Highway Alliance directly for current membership requirements and application steps.
Is my money safe at Highway Alliance?
Highway Alliance is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Highway Alliance's net worth ratio of 11.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.