State credit union · Fort Worth, Texas · NCUA charter #60051
Tarrant County's Credit Union
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $122.5M
- Total assets
- 11,218
- Members
- 9.6%
- Net-worth ratio
Tarrant County's Credit Union scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $122.5M; members 11,218; net-worth ratio 9.63%; health rank #1,851 of 4,374; healthier than 57th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,851 of 4,374 health · 2025Q4Tarrant County's · health 86/100 · $122.5M · 2025Q4
- ASSETS 86/100
- MEM 9.6%
- RANK 1.13%
- PHOTO 0.71%
- BOOK $122.5M
- CHARTER 11,218
- NCUSIF #1,851/4,374
- CAMELS Central Credit Union of Illinois
- HEALTH 60051
Call Report peers
Tarrant County's Credit Union in the assets neighbourhood
Tarrant County's Credit Union's $122.5M assets sit next to Central Credit Union of Illinois ($122.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Tarrant County's Credit Union vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Tarrant County's Credit Union - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60051, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Tarrant County's Credit Union diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +11.60 pp (83.80% vs 72.20%).
- Largest lag: Net Worth Ratio at 9.63% vs peer 12.11% (-2.48 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Tarrant County's Credit Union: in-state Call Report ranks
- Health composite ranks #170 of 386 among scored Texas credit unions.
- By total assets, Tarrant County's Credit Union is #133 of 386 in Texas.
- Member book place in Texas: #122 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Tarrant County's Credit Union
Tarrant County's Credit Union: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.9% from $122.5M (2025Q4) to $126.1M (2026Q1).
- Net-worth ratio shifted -0.45 pp (10.08% → 9.63%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.63% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 29.1 pts
- Delinquency Rate 19.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for Tarrant County's Credit Union
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.63% | -2.48 pp |
| Delinquency Rate | 1.13% | +0.24 pp |
| Return on Assets | 0.71% | +0.08 pp |
| Member Growth | -0.56% | - |
| Loan-to-Share Ratio | 83.80% | +11.60 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Tarrant County's filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $126.1M | - |
| 2025Q4 | $122.5M | 11,218 |
| 2024Q4 | $117.9M | 11,281 |
| 2023Q4 | $118.4M | 11,132 |
Credit Union Details
- Charter Number
- 60051
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Texas
- City
- Fort Worth
- Data Quarter
- 2025Q4
Branch Locations (3)
Tarrant County's Credit Union operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Fort Worth, TX |
| Hurst Branch | Hurst, TX |
| Lake Worth Branch | Lake Worth, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Tarrant County's
Tarrant County's Credit Union's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($122.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- Tarrant County's Credit Union ranks #1,851 of 4,374 nationally on financial health and #170 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BP
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Tarrant County's Credit Union financially healthy?
A 9.63% net worth ratio and a 1.13% delinquency rate feed into Tarrant County's Credit Union's financial health score of 86/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,851 of 4,374; by total assets it ranks #1,657 of 4,374 nationally (same basis as /rankings/largest); and #133 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Tarrant County's Credit Union compare to other credit unions?
On PlainCU's health composite, Tarrant County's Credit Union lands at 86/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Tarrant County's Credit Union?
Membership eligibility for Tarrant County's Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Tarrant County's Credit Union directly for current membership requirements and application steps.
Is my money safe at Tarrant County's Credit Union?
Federal credit unions like Tarrant County's Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Tarrant County's Credit Union's net worth ratio of 9.63% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Tarrant County's Credit Union offer compared to banks?
Credit unions like Tarrant County's Credit Union are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Tarrant County's Credit Union directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.